Terms of Use / Disclaimer

Agreement
By viewing, accessing or using the CBHS Health Fund Limited website ('Site'), including any liked page or related content, you agree to be bound by and accept the following terms and conditions. Please note additional terms and conditions apply to us of the CBHS Member Service Centre.
 
Site Content
CBHS provides information and material on this Site ('Content') without warranties of any kind either express or implied. To the fullest extent possible under the law CBHS disclaims all warranties including (but not limited to) implied warranties of merchantability and fitness for a particular purpose. The placement of material from other entities on the Site in no way serves as a warranty or representation as to the fitness of such entities.
 
CBHS provides the Content for information purposes only. Information may not be accurate, complete or current. CBHS does not accept liability to any person for the information or advice provided on the Site or incorporated into it by reference. You should not act or fail to act on the basis of the Content, but should obtain appropriate independent advice.
 
The Content was current at 28/11/2007. The information on this Site is liable to change and although CBHS attempts to keep the Content current, it does not guarantee its currency as there may be delays, errors or omissions.
 
Rules and benefit levels may change from time to time. If you anticipate seeking treatment for which a claim may be payable by CBHS, you should contact CBHS in advance of the treatment to ascertain what if any benefit may be payable.
 
All results from calculators on the Site are simulations which are indicative approximations only and constitute neither an offer, nor a quote nor a pre-qualification for cover.
 
All covers are subject to the Health Benefit Fund Rules, a copy of which can be obtained by contacting the CBHS Member Care Centre on 1300 654 123. In the event of any inconsistency arising between Site Content and the Health Benefit Fund Rules, the Health Benefit Fund Rules will prevail.
 
Your Risks
You accept all risks relating to potential loss, damage or other consequences resulting directly or indirectly from your use of the Site. This includes, but is not limited to, the transmission of any computer virus. We recommend that prior to using any downloaded file, you carry out an appropriate virus check.
 
The Content is provided to you on the basis that you accept full responsibility for assessing its accuracy, currency, reliability and correctness and rely on it entirely at your own risk.
 
Members should only rely on their own enquiries and seek any assurances or warranties directly from the provider of a service or product.
 
Site Security
There is the risk that information sent to or from this Site may be intercepted, corrupted or modified by third parties. CBHS makes no warranty about the strength or effectiveness of the encryption of information sent across this Site and CBHS is not responsible for events arising from unauthorised access to information provided by users over this Site.
 
In using this Site you agree you will not seek to hold CBHS, its employees or agents liable for any unauthorised disclosure, damage, loss or corruption of Content.
 
You further acknowledge that risks of damage to your software, hardware or stored information may arise due to your use of this Site. CBHS is not liable for any damage or loss incurred by you as a result of using the Site. You are responsible for maintaining the security of your own software, hardware and stored information.
 
Linked Sites and Featured Companies
CBHS gives no warranty as to the accuracy, currency or completeness of any website or information accessible via links of any form from the Site. As with the Site, you accept responsibility for any loss, damage or other consequences resulting from your use of other websites and non-CBHS products in connection with the Site.
 
Copyright
All Content, including software and any related material (except third party Content), is copyright of CBHS. You are authorised to access, download, copy or otherwise reproduce Content strictly for personal use.
 
Storing, printing, copying, downloading, linking, reproducing, distributing or in any way using Content for commercial use is prohibited without the express written consent of CBHS.
 
Privacy
CBHS will collect, use and deal with personal and health information in accordance with the CBHS Privacy Policy. This policy may be accessed by clicking here.
 
In addition to the uses outlined in the CBHS Privacy Policy, this Site and the Member Service Centre use 'cookies' to provide a better service.
 
A 'cookie' is a packet of information that allows the server to identify and interact more effectively with your computer.
 
When you use either our Site or Member Service Centre, we send a 'cookie' that gives each computer a unique identification number. A different identification number is sent each time our Site is used. 'Cookies' do not identify individuals, although they do identify browser type and internet service provider.
 
Each computer may be configured to accept all cookies, reject all cookies or notify the user when a cookie is sent. If you reject all cookies, you may not be able to use either the Site or the Member Service Centre.
 
If you have any questions or would like further information about CBHS privacy and information handling practices, please contact us by:
  

Email privacy@cbhs.com.au
Telephone 1300 654 123 and ask for the Privacy Officer
Write to Privacy Officer
CBHS Health Fund Limited
Locked Bag 5014
Parramatta NSW 2124

Choice of Law
In using this Site you submit to the application of the laws of the State of New South Wales in relation to any dispute arising from or related to this Site.
 
Indemnification
To the fullest extent possible under the law CBHS disclaims all and any liability to any party for any loss or damage, whether direct, consequential, incidental or indirect, including loss of profit, arising from the use of, or reliance on, material or information made available through the Site, whether or not caused by any negligence on the part of CBHS, its agents or representatives. In using this Site you agree to indemnify CBHS for any loss or damage accruing to you as a result of your use of the Site.

CONTACT US
1300 654 123
help@cbhs.com.au

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