All category limits listed are per person.
- Limit Bank periods are highlighted in the right column of the table
Note: CBHS will be making changes to extras cover products from 9 April, 2010.
 |
| Oral Examinations (011,012,013) |
$28-$40 |
$150 |
1 |
| X-Ray (022) |
$23 |
| Removal of plaque (111) |
$38 |
| Removal of calculus (114,115) |
$60 |
| Fluoride application (121) |
$25 |
| Mouthguard (151,153) |
$85-$87 |
| Fissure sealing (161) |
$27 |
| Fillings |
$61-$112 |
$150 |
1 |
| Consultations & examinations |
$28-$40 |
| X-rays |
$21-$42 |
| Extractions or surgical dental |
$50-$205 |
| Periodontic (gum treatment) |
$57-$250 |
NOT COVERED |
1 |
| Endodontic (root canal treatment) |
$15-$180 |
| Inlays/Onlays/Facings |
$360 |
5 |
| Dentures and Implants |
$20-$810 |
| Occlusal Therapy |
$17-$260 |
LIFE |
| Orthodontia |
- |
NOT COVERED |
LIFE |
| Crowns and Bridges |
$10-$680 |
5 |
 |
| Frames |
$70 |
$180 |
1 |
| Single Vision (pair) |
$60 |
1 |
| Bifocal (pair) |
$60 |
| Trifocal Vision (pair) |
$60 |
| Multifocal (pair) |
$60 |
| Contact Lenses |
$130 |
1 |
 |
| Physiotherapy (Initial/Subsequent) |
$61/$35 |
$200 |
1 |
| Chiropractic (Initial/Subsequent) |
$61/$35 |
| Osteopathy (Initial/Subsequent) |
$61/$35 |
| Occupational Therapy |
$35 |
NOT COVERED |
| Speech Therapy |
$40 |
| Clinical Psychology |
$30-$140 |
| Ante natal/Post natal physiotherapy |
70% |
| Podiatry (excl. artificial aids: i.e. orthotics) |
$30 |
| Audiology |
$60 |
| Eye Therapy |
$60 |
| Dietician |
$15-$65 |
$100 |
 |
Natural Therapies
Buteyko, Herbal Medicine Consultations, Homeopathy, Naturopathy, Nutrition |
$33 |
NOT COVERED |
1 |
Oriental Therapies
Acupressure, Acupuncture, Chinese Herbal Medicine Consultation, Chinese Massage, Kinesiology, Reflexology, Shiatsu, Traditional Chinese Medicine Consultation |
Massage Therapy
Alexander Technique, Aromatherapy, Bowen Therapy, Deep Tissue Massage, Feldenkrais, Lymphatic Drainage, Myotherapy, Remedial Massage, Rolfing, Sports Massage, Swedish Massage, Therapeutic Massage |
 |
| Blood Glucose Accessories |
70% |
$100 |
1 |
| Home visits by Registered Nurse |
$120 (>4 hrs)
$80 (<4 hrs) |
NOT COVERED |
| Non-Pharmaceutical Benefits Scheme drugs requiring a prescription by law |
100% after deducting the current government prescribed charge up to $150 |
$200 |
PER CALENDAR YEAR |
 |
| Artificial Aids |
70% |
NOT COVERED |
1 |
| Hearing Aids |
70% |
| Blood Pressure Monitor, Nebuliser, Glucometer |
70% |
Breast examinations (i.e. mammograms/x-rays)
Bone density tests
Skin cancer screening
Bowel/prostate cancer screening
Eye Screenings |
$200 |
1 |
Quit smoking programs
Weight management programs
Stress management courses
First aid course^/first aid kits (First aid course^ must be completed for benefits to be applicable to the first aid kit.)
Yoga (Hatha, Ashtanga, lyengar & Bikram)
Pilates |
$100 |
1 |
| Gym membership/Personal Training (per calendar year) min 3 months |
$100 |
|
^ Benefits on first aid courses and kits are only payable when provided by St Johns Ambulance, Red Cross or Royal Life Saving, as recognised CBHS providers.
Maximum Payment
All CBHS Extras benefits are subject to a Maximum Payment level. Generally, the Maximum Payment for an individual Extras service is 70% of the service cost up to a pre-determined maximum amount.
Example
The Maximum Payment for the service 'Extraction of a full tooth' is 70% of the cost up to $70.
If your dentist charges you $80 for this service, you would receive a benefit payment of $56 (70% of $80 is $56).
If your dentist charges you $110 for this service, you would receive a benefit payment of $70. While 70% of $110 is $77, the Maximum Payment available for this service is $70 - the amount you would receive.
- Where referred by a doctor and recognised by CBHS as essential to a member's health care needs.
- Where benefits are not payable from any other source.
This information should be read carefully and retained.