kickstart was created specifically with people like you in mind.
- Download kickstart PDF
We've carefully put together a health cover package for where you're at now, full of the services you'll need - not the ones you won't.
The tables below show you what is covered on kickstart.
Note: CBHS will be making changes to extras cover products from 9 April, 2010.
| Choice of Agreement Private Hospital |
| Theatre Fees |
| Intensive Care Fees |
| Labour Ward Fees |
| Choice of Doctor |
| Access Gap Cover (with participating doctors) |
| Non-cosmetic surgically implanted prostheses (government approved) |
| Injuries sustained in an accident (excluding pre-existing conditions) |
| Knee, hip and shoulder investigations |
| Knee, hip and shoulder reconstructions |
| Removal of wisdom teeth (excluding pre-existing conditions) |
| Removal of tonsils & adenoides |
| Removal of appendix |
| All other services (with or without a Medicare item number) are treated in a shared room of a public hospital. This means if you choose to go into a private hospital to receive any services other than those listed above, you may be faced with significant out-of-pocket expenses. |
| $70 daily excess |
| Emergency Ambulance Transport |
 |
Oral examinations (011, 012, 013)
X-Ray (022)
Removal of plaque (111)
Removal of calculus (114, 115)
Fluoride application (121)
Mouthguard (151, 153)
Fissure sealing (161) |
$150 |
1 |
| Consultations, x-rays, fillings & extractions of teeth |
$225 Year 1
$450 Year 2
$675 Year 3 & thereafter |
1 |
| Periodontic & Endodontic |
$225 Year 1
$450 Year 2
$675 Year 3 & thereafter |
1 |
 |
| Frames |
$150 1 complete optical appliances |
1 |
| Lenses |
| Contact Lenses |
 |
| Physiotherapy, Chiropractic & Osteopathy |
$250 |
1 |
| Clinical Psychology (Individual/Group Sessions) |
$250 |
| Dietician |
$100 |
 |
Natural Therapies
Buteyko, Herbal Medicine Consultations, Homeopathy, Naturopathy, Nutrition |
$200 |
1 |
Oriental Therapies
Acupressure, Acupuncture, Chinese Herbalism Consultation, Chinese Massage, Kinesiology, Reflexology, Shiatsu, Traditional Chinese Herbalism, Traditional Chinese Medicine Consultation |
Massage Therapy
Alexander Technique, Aromatherapy, Bowen Therapy, Deep Tissue, Feldenkrais Therapy, Lymphatic Drainage, Myotherapy, Remedial Massage, Rolfing, Sports Massage, Swedish Massage, Therapeutic Massage |
 |
| Blood Glucose Accessories |
$100 |
1 |
| Mammograms/Breast screening ultra sounds |
$200 |
1 |
| Bone density test |
| Skin cancer screening |
| Bowel/prostate cancer screening |
| Eye screening |
| Quit smoking programs |
$100 |
1 |
| Weight management programs |
| Stress management courses |
| First Aid course^/First Aid kits (First aid course^ must be completed for benefits to be applicable to the first aid kit) |
| Yoga (Hatha, Ashtanga, Iyengar & Bikram) |
| Pilates |
| Gym membership/Personal Training (min 3 months) |
$100 |
PER CALENDAR YEAR |
^ Benefits on first aid courses and kits are only payable when provided by St Johns Ambulance, Red Cross or Royal Life Saving, as recognised CBHS providers.
Emergency Ambulance Transport
This cover pays the cost of emergency Ambulance services when transported directly to hospital or treated at the scene due to a medical emergency. Transport must be provided by Ambulance services recognised by CBHS. Ambulance benefits are not payable for transportation to hospital for the routine management of an ongoing medical condition or transportation between hospitals. Due to variations in State government legislation, not all States receive the same Ambulance benefits. Contact CBHS for more details.
Services
Some services such as surgical podiatry, laser eye surgery, cosmetic and plastic surgery do not attract a benefit from Medicare. Services that do not attract a benefit from Medicare will result in significant out-of pocket expenses regardless of your level of cover.
This information should be read carefully and retained.