Overseas Visitors Cover Extras

 

  MAXIMUM
PAYMENT 70% of the cost up to: 
Limit Limit Bank period (years)
ESSENTIALS (2 month waiting period)
Essential Dental1
Periodic examination (012) $33 Unlimited 1
X-Ray (022) $23
Removal of plaque (111) $38
Removal of calculus (114) $60
Flouride application (121) $25
Mouthguard (151) $85
Fissure sealing (161) $27
Health Checks (Where not claimable from another source)
Mammograms 70% $200 1
Bone density tests 70%
Skin cancer screening 70%
Bowel/prostate cancer screening 70%
CT gated scans 70%
Health Maintenance
Quit smoking programs2 70% $100 1
Weight management programs3 70%
Stress management courses4 70%
Gym membership5 70% $100
Blood glucose accessories 70% $320
Dietician consultation 70% $360
DENTAL
Essential Dental (2 month waiting period)
See ESSENTIALS above
General Dental1 (2 month waiting period)
Filling: 1 surface metallic (511) $61 Unlimited 1
Filling: 3 surface metallic (513) $84
Filling: 1 surface tooth-coloured (531) $68
Filling: 3 surface tooth-coloured (533) $100
Consultations $28-$40
X-rays $19-$42
General Dental Plus1 (2 month waiting period)
Diagnostic model (071) $24 Unlimited 1
Enamel micro-abrasion (116) $44
Surgical Dental1 (6 month waiting period)
Extraction of full tooth (311)6 $70 Unlimited 1
Other surgical procedures6 $50-$205
Periodontics (gum treatment) $60-$250 $630
Endodontics (root canal treatment) $40-$180 $660
Major Dental1 (12 month waiting period)
Inlays/Onlays/Facings9 $360 $1,440 5
Crowns and Bridges $680 per tooth $3,000
Dentures and Implants9 $210-$810 $1,200
Orthodontia 70% $2,200 Life
Occlusal therapy10 $260 per splint $920
OPTICAL APPLIANCES
Frames
Frames $140 $350 1
Lenses
Single vision (pair) $104
Bifocal (pair) $130
Trifocal (pair) $150
Multifocal (pair) $200
Contacts
Contact lenses $210
WELLBEING THERAPIES (2 month waiting period)
Physiotherapy
(Initial cons)
(Std cons)

$61
$35
$720 1
Chiropractic
(Initial cons)
(Std cons)

$61
$35
$720
Osteopathy
(Initial cons)
(Std cons)

$61
$35
$720
Occupational therapy $35 $720
Clinical psychology 70% $450
Ante natal / Post natal physiotherapy $105 $105
Podiatry $30 $400
Audiology 70% $360
Orthoptic therapy 70% $450
ALTERNATIVE THERAPIES (2 month waiting period)
Natural Therapies (Buteyko, Herbal Medicine Consultation, Homeopathy, Naturopathy, Nutrition) $33 $450 1
Oriental Therapies (Acupressure, Acupuncture, Chinese Herbalism Consultation, Chinese Massage, Kinesiology, Reflexology, Shiatsu, Traditional Chinese Herbalism, Traditional Chinese Medicine) $33 $450
Massage Therapies  (Alexander Technique, Aromatherapy, Bowen Therapy, Deep Tissue, Feldenkrais Therapy, Lymphatic Drainage, Myotherapy, Remedial Massage, Rolfing, Sports Massage, Swedish Massage, Therapeutic Massage) $33 $450
HEALTH MANAGEMENT (12 month waiting period)
Artificial aids7 70% $1,000 3
Hearing aids8 70% $1,500
Blood pressure monitor, nebuliser, glucometer7 70% $450
MEDICAL HEALTH (2 month waiting period)
Home visits by registered nurse $80 (<4 hrs)
$120 (>4 hrs)
$2,800 1
Pharmaceuticals10 (non-PBS drugs 
requiring prescription by law). 
NOTE: legislation requires CBHS to deduct the current government prescribed charge.
100% after 
deducting the 
prescribed charge
up to $150
$1,000
  1. The application of rules for dental services and related benefit payments can be a complex matter. The most accurate way to assess benefits in advance for a specific dental procedure is to fax or email your dental quote, including item numbers and itemised costs, or call us.
  2. Quit smoking programs (including nicotine replacement therapy, certain brands of patches, inhalers and gums) must be approved by CBHS and received as part of a health management program intended to prevent or ameliorate a specific health condition.
  3. Weight management programs must be approved by CBHS and received as part of a health management program intended to prevent or ameliorate a specific health condition. NOTE: Benefits are not payable for meals or special food.
  4. Stress management courses (including Hatha, Ashtanga, Iyengar and Bikram yoga: minimum 8 classes) must be approved by CBHS and received as part of a health management program intended to prevent or ameliorate a specific health condition.
  5. Gym membership (minimum 3 months) must be approved by CBHS and received as part of a health management program intended to prevent or ameliorate a specific health condition. Per person, per calendar year.
  6. 2 month waiting period applies to 'Extraction of full tooth' and 'Other surgical procedures'.
  7. Where referred by a doctor and recognised by CBHS as essential to a member's health care needs.
  8. Where benefits are not payable from any other source.
  9. 6 month waiting period applies to 'Inlays/Onlays/Facings' and 'Dentures and Implants'.
  10. 2 months waiting period applies to Occlual Therapy.
  11. Benefits for pharmaceuticals are paid per person, per calendar year.

Maximum Payment

All CBHS Extras benefits are subject to a Maximum Payment level. Generally, the Maximum Payment for an individual Extras service is 70% of the service cost up to a pre-determined maximum amount.

Example
The Maximum Payment for the service 'Extraction of a full tooth' is 70% of the cost up to $70.

If your dentist charges you $80 for this service, you would receive a benefit payment of $56 (70% of $80 is $56).

If your dentist charges you $110 for this service, you would receive a benefit payment of $70. While 70% of $110 is $77, the Maximum Payment available for this service is $70 - the amount you would receive.

  1. Where referred by a doctor and recognised by CBHS as essential to a member's health care needs.
  2. Where benefits are not payable from any other source.

 This information should be read carefully and retained.

 

CONTACT US
1300 654 123
help@cbhs.com.au

Quick Search