A basic level of hospital cover, designed for those who just want the basics. It is designed for those who want the option of choosing their own doctor or specialist when receiving treatment in a public hospital.
what’s covered?
Basic hospital cover will cover you for:
- No excess
- Choice of doctor
- Access gap cover
- Emergency ambulance
- Cover in a shared room in a public hospital
- Theatre & labour ward fees in a public hospital
- Medical expenses – anaesthetists, specialists, surgeons, radiologists, pathologists and imaging whilst admitted in hospital
- Surgically implanted prothesis
what’s not covered?
Basic hospital cover will not cover you for:
- Hospital services received within hospital waiting periods
- Nursing home type patient contribution or nursing home fees
- Take home drugs/discharge drugs
- Services claimed over 2 years after the date of service
- Treatment where there is no Medicare benefit available
- Services provided in countries outside of Australia
- Prostheses used for cosmetic procedures
- Ambulance transfers between hospitals
Note:
Basic Hospital cover is not adequate for Private Hospital treatment as you will incur significant out-of-pocket expenses.
Download Basic Hospital PDF
Download CBHS Contribution Rates Brochure
When deciding if this product is right for you, please refer to the CBHS Health Benefit Fund Rules.
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