compare hospital cover

Compare our HandPicked Hospital cover side by side. If you are having trouble deciding on the right type of cover, use the cover selector to help you select the right cover for you!
  

Hospital Cover Comprehensive Hospital Limited Hospital Basic Hospital
Private hospital
Choice of agreement hospital R
Private room (where available) R
Shared room R
Theatre fees
Intensive care R
Labour ward fees
Public hospital
Choice of public hospital
Private room (where available) R
Shared room
Theatre fees ▲ ▲ ▲
Intensive care
Labour ward fees ▲ ▲ ▲
Medical
Choice of doctor
Access Gap Cover (with participating doctors)
Surgically implanted prostheses (government approved, where Medicare benefit payable)^
Private hospital services (agreement private hospitals and day surgeries)
Major eye surgery R R
Major joint replacement R R
Joint arthroscopy & reconstruction R
Pregnancy and related services R R
Assisted reproductive surgery (e.g. IVF) R R
Cardiothoracic surgery R R
Gastric banding R R
Colonoscopy & bowel surgery R
Palliative care programs R R
Psychiatric & rehabilitation programs R R
Plastic and reconstructive surgery   R* R
Cosmetic, laser eye & podiatric surgery R R R
All other services with a Medicare item number R
Additional Features
Daily excess option
Emergency ambulance transport

 
      ▲   Theatre and Labour Ward fees are not charged in a public hospital
      
      R    Restricted benefits only.  Restricted benefits are payable only at the minimum                         rate specified by law.  Restricted benefits may only provide a benefit similar to                       a public hospital shared room rate.  Restricted benefits may not be
              cover procedures in a private hospital.  No benefit for theatre or 
              labour ward fees is payable

      *     For members on Limited Hospital Cover, benefits are available for procedures as
              a result of trauma, burns or cancer which is not a pre-existing condition

        Not covered

    ^    A Medicare benefit is generally not payable for a cosmetic procedure which is not
             medically necessary

When deciding if this product is right for you, please refer to the CBHS Health Benefit Fund Rules.This information should be read carefully and retained.

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