For a high level of non-restricted hospital cover for services or treatments, Comprehensive Hospital can provide you with complete peace of mind in case the unexpected arises.
- No restrictions on treatments received as an admitted patient
- Daily excess option for reduced premiums
- Access gap cover
- Emergency ambulance
- Access to private hospitals
what’s covered?
Comprehensive hospital will cover you for:
- Accidents
- Accommodation – overnight, same day, intensive care & special care nursery
- Theatre & labour ward
- Medical expenses – anaesthetists, specialists, surgeons, radiologists, pathology and imaging whilst admitted in hospital
- Surgically implanted prosthesis (governement approved, where medicare benefit payable)*
- Cover for all services eligible for benefits from Medicare Australia up to Medicare Benefits Schedule (MBS) fee
what’s not covered?
Comprehensive hospital cover will not cover you for:
- Hospital services received within applicable waiting periods
- Nursing home type patient contribution or nursing home fees
- Take home drugs/discharge drugs
- Services claimed over 2 years after the date of service
- Treatment where there is no Medicare benefit available
- Services provided in countries outside of Australia
- Prostheses used for cosmetic procedures
- Ambulance transfers between hospitals
Download Comprehensive Hospital PDF
Download Contribution Rates Brochure
*Medicare benefit is generally not payable for a cosmetic procedure which is not medically necessary.
When deciding if this product is right for you, please refer to the CBHS Health Benefit Fund Rules. This information should be read carefully and retained.
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