A hospital cover designed for those seeking a sense of security, with some restricted benefits on services and treatments on things you are less likely to need, like pregnancy.
- Daily excess option for reduced premiums
- Access gap cover
- Emergency ambulance transport
- Access to private hospitals
what’s covered?
Limited hospital cover will cover you for:
- Accidents
- Accommodation – overnight, same day & intensive care
- Theatre fees
- Medical expenses – anaesthetists, specialists, surgeons, radiologists, pathology and imaging whilst admitted in hospital
- Surgically implanted prothesis (government approved, where Medicare benefit payable)*
- Cover for all services eligible for benefits from Medicare Australia up to Medicare Benefits Schedule (MBS) Fee (excluding restrictive services)
what services are restricted?
- Major eye surgery
- Major joint replacement
- Pregnancy and related procedures
- Assist reproductive surgery (e.g. IVF, GIFT)
- Heart & lung surgery
- Gastric banding
- Palliative care
- Psychiatric & rehabilitation
- Plastic and reconstructive surgery
- Cosmetic, laser eye & podiatric surgery
what’s not covered?
Limited hospital cover will not cover you for:
- Hospital services received within hospital waiting periods
- Nursing home type patient contribution or nursing home fees
- Take home drugs/discharge drugs
- Services claimed over 2 years after the date of service
- Treatment where there is no Medicare benefit available
- Services provided in countries outside of Australia
- Prostheses used for cosmetic procedures
- Ambulance transfers between hospitals
*A Medicare benefit is generally not payable for a cosmetic procedure which is not medically necessary.
Download Limited Hospital PDF
Download CBHS Contribution Rates Brochure
When deciding if this product is right for you, please refer to the CBHS Health Benefit Fund Rules. This information should be read carefully and retained.
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