package cover

why have package cover?

Gap Assist
To further reduce your out-of-pocket expenses from a hospitalisation, LiveLife and StepUp Package covers include a medical gap benefit called Gap Assist.
Access to private hospitals
We hold agreements with an extensive range of Private Hospitals and Day Surgeries. These agreements ensure that certain hospital fees including bed fees, theatre and labour ward fees, intensive and coronary care fees are covered as an admitted patient in hospital, subject to your level of cover.
Access Gap Cover
Many people admitted to hospital as private patients can find themselves faced with out-of-pocket expenses, or 'gaps'. Access Gap Cover (AGC) is a medical gap cover arrangement designed to minimise or eliminate out-of-pocket expenses for medical procedures conducted in hospitals or day surgery facilities as an admitted patient.
Emergency ambulance transport
All CBHS package covers include cover for state emergency ambulance services when transported directly to hospital or treated at the scene due to a medical emergency.
Extras Cover
BHS Extras Covers provide benefits towards services not covered by Medicare like; dental, optical, physio, chiro and alternate therapies.

related links
	LiveLife A premium level package cover offering extensive non-restricted hospital cover and generous overall extras benefits.
	StepUp A mid – level package cover designed for those who are active and healthy, but still want the security of more extras benefits and hospital services to suit their lifestyle.
	KickStart An affordable package covers for the young fit and healthy, because accidents do happen! Get covered for the things you may need link dental and optical, without the things you don’t, like pregnancy.