For most Australians, travel is an exciting experience. You spend months saving and planning for that once in a lifetime trip. However, for some, it can quickly turn into a nightmare.
The Australian Department of Foreign Affairs and Trade handles over 20,000 cases involving Australians in difficulty overseas, such as injury or hospitalisation.*
In circumstances where victims are not covered by travel insurance, personal tragedies can potentially be made worse by a long term financial burden.
CBHS recommends taking out travel insurance when travelling overseas, as the fund provides only limited coverage for offshore medical treatments. Benefits are paid at the equivalent NSW non-agreement level for accommodation and no benefits are payable towards the cost of other hospital or doctors' fees. Benefits will only be paid for treatment that is for managing a disease, injury or condition which is chronic or permanent. Insurance can help protect you from many of these unforeseen expenses.
That's where CommInsure travel insurance, available through CBHS, can help.
With three travel plans for you to choose from, Worldwide, Economy and Domestic Travel, you'll have protection and the reassurance of knowing support and help is only a phone call away.
Single, duo and family cover is available under the Worldwide and Domestic plans. For the Economy plan, you can obtain single and duo covers.
As a CBHS member you'll also receive a 30% discount if you take out a policy with CommInsure.
Source: *smartraveller.gov.au/travel_insurance
Important information:
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice consider its appropriateness to your circumstances. CommInsure is a registered business name of Commonwealth Insurance Limited (CIL) ABN 96 067 524 216 AFSL 235030 which is a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 12 124. Commonwealth Bank of Australia does not guarantee the obligations or performance of CIL or the products it offers. CIL is the insurer for Travel Insurance. A Product Disclosure Statement (SPDS) describing Travel Insurance issued by CIL is available by downloading it from comminsure.com.au or by calling 13 24 23 and should be considered before making any decisions about this product.