What kind of couple are you?

You've found the person that makes your life complete, and now you're looking for health insurance to ensure you're both covered. Let us help you take care of one another.

Young couple

1. Young couple

You’re a young, healthy and active couple, looking for a product that will cover you for the basics. You’re just starting out in your careers or looking for your first, affordable health cover. 

Consider:

  • FlexiSaver
  • KickStart

    FlexiSaver is our entry-level package to cover you for emergencies like accidents and broken bones, with extras benefits that can be put towards preventative and general dental, optical and, physio.
    FlexiSaver Product Sheet

    KickStart ​is an affordable package cover for the fit and healthy. It includes private hospital cover for accidents and other commonly used hospital services, emergency ambulance, preventative & general dental, optical, physio, chiro and more.
    KickStart Product Sheet

Young lesbian couple

2. Health conscious

You and your partner have been in the workforce for a few years, you’re both more aware of your health and are looking to start a family. You’re seeking cover with more Extras and wellbeing benefits.

Consider:

  • StepUp

    StepUp is a mid-level package cover ideal for the new or growing family providing cover for pregnancy related services as well as cover for extras like dental, optical, physio, chiro and host of other services.
    StepUp Product Sheet
Happy rich couple

3. Looking for quality

You want quality cover that offers much more than just the basics, and you’re exploring options that include benefits which focus on lifestyle and health-maintenance products.

Consider:

  • Comprehensive Hospital with Top Extras

    Comprehensive Hospital is our highest level of cover to provide you with complete peace of mind in case of any unforeseen hospital admissions.
    Comprehensive Hospital Product Sheet

    Top Extras is one of our highest level of cover with unlimited preventative & general dental, high overall limits on major dental, optical, physio, chiro and a range of therapies, as well as access to wellness benefits for health management.
    Top Extras Product Sheet
Couple on beach

4. Mature couple

You’re older and your healthcare needs are changing. You don’t want to pay for services you are not going to need, like pregnancy 

Consider:

  • Prestige
  • Active Hospital and Top Extras

    Prestige is our highest level of package cover giving you the certainty of the best offered by CBHS. It covers for all hospital related treatments with a Medicare item number and has high overall limits on an extensive range of extras services including dental, optical, physio, chiro; and a host of alternative therapies as well as generous limits on hearing aids and health management aids.
    Prestige Product Sheet

    Active Hospital provides you peace of mind by covering heart related services, while keeping your premiums low by excluding services like pregnancy or hip & knee replacements which you may not need at this stage of life.  
    Active Hospital Product Sheet

    Top Extras is one of our highest level of cover with unlimited preventative & general dental, high overall limits on major dental, optical, physio, chiro and a range of therapies, as well as access to wellness benefits for health management.
    Top Extras Product Sheet
Happy gay couple

5. Looking for peace of mind

Only the highest level of cover will do for you and your partner. You want to be protected for regular, everyday services as well as any unexpected situations.

Consider:

  • Prestige

    Prestige is our highest level of package cover giving you the certainty of the best offered by CBHS. It covers for all hospital related treatments with a Medicare item number and has high overall limits on an extensive range of extras services including dental, optical, physio, chiro; and a host of alternative therapies as well as generous limits on hearing aids and health management aids.
    Prestige Product Sheet

Have a question that needs answering?

Every couple has different needs and health goals. Contact our team by calling 1300 654 123 or sending an email to help@cbhs.com.au, and we'll help you find the cover that fits you and your loved one.

Other Lifestage Covers

What Our Members Think

I joined as a CBHS member in 1978. Through many health events and challenges CBHS has always been there for me and my family. Their exceptional service over this time has always been appreciated.

- Jenny J

What Our Members Think

I've not long joined CBHS from another fund, but so far I've been impressed by the super helpful and friendly staff, the higher claim limits and rebates at a very competitive premium, and how easy it is to lodge manual claims through the app. Thanks CBHS - you've won me over! 😃

- Jessica B

What Our Members Think

What I love about CBHS is their customer service - friendly staff and always ready to help and email you the information you ask about. Keep up the great work!!!

- Linda S

What Our Members Think

I love CBHS as its so so easy to lodge a claim and whenever i need a question answered friendly consultant is one phone call away. The phone back option instead of waiting is brilliant!

- Rachel N

What Our Members Think

I have been with CBHS since I began at CBA 15 years ago...Now I have three beautiful children, one who has a disability. Our top extras cover has been really essential for his early intervention. I do love the ease of claiming online.

- Annette E

What Our Members Think

I am relatively new to CBHS and am loving it already. I worked for a CBA subsidiary a long time ago but was still eligible to join. So much better that the for-profit funds - our premium is only a little more and we pay a lower co-contribution and get great benefits. I am loving the massage rebate for my partner and gym rebate for me!

- David G

What Our Members Think

I'm extremely happy with CBHS! I have been a customer for about six years. I think the price is reasonable. And i would refer you to my family and friends any day. Thankyou CBHS!!!

- Karen W

What Our Members Think

Love CBHS as I never have to doubt that they've got my back when I need it. Been through other insurers who have limited options or limits, yet cost the same or more.

- Mark F

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