Glossary of terms

Here’s a guide to assist you in understanding the meaning of the terminology used by CBHS.

  • Main Member

    Is the primary owner of a membership (in accordance with the joining CBHS eligibility requirements) but may not hold direct connection to the CBA Group.

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  • Massage

    Massage is the manipulation of superficial and deeper layers of muscle and connective tissue to enhance function, aid in the healing process, and promote relaxation and well-being. Providers must meet the Australian Government‘s.. Read more

    Massage is the manipulation of superficial and deeper layers of muscle and connective tissue to enhance function, aid in the healing process, and promote relaxation and well-being. Providers must meet the Australian Government‘s Private Health Insurance (Accreditation) Rules 2011

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    Alternative therapy
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    Extras Cover
  • Medicare Benefits Schedule (MBS)

    The Medicare Benefits Schedule (MBS) is a health publication, listing services that are subsidised by the Australian Government under Medicare. You can use MBS Online to check if a service is listed under Medicare. Read more

    The Medicare Benefits Schedule (MBS) is a health publication, listing services that are subsidised by the Australian Government under Medicare. You can use MBS Online to check if a service is listed under Medicare.

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  • Medicare Levy Surcharge (MLS)

    The Medicare Levy Surcharge (MLS) is levied on payers of Australian tax who do not have private hospital cover and who earn above a certain income. The surcharge aims to encourage individuals to take out private hospital cover,.. Read more

    The Medicare Levy Surcharge (MLS) is levied on payers of Australian tax who do not have private hospital cover and who earn above a certain income. The surcharge aims to encourage individuals to take out private hospital cover, and where possible, to use the private system to reduce the demand on the public Medicare system.

    The surcharge covers you and your dependents. Your dependents include your spouse, any of your children who are under 21 years of age, or any of your student children who are under 25 years of age. For more information about who is considered a dependant for MLS purposes, you can refer to the ATO's Medicare Levy Surcharge page.

    For more information: Medicare Levy Surcharge

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  • Medicare Safety Net

    Financial assistance for costs for out-of-hospital medical services that attract a Medicare benefit. If you see a doctor often, or have tests regularly, your medical costs could be high. Visiting a doctor or having tests may cost.. Read more

    Financial assistance for costs for out-of-hospital medical services that attract a Medicare benefit. If you see a doctor often, or have tests regularly, your medical costs could be high. Visiting a doctor or having tests may cost you less once you reach a Medicare Safety Net threshold.

    For more information: Medicare Safety Net

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  • MRI

    Magnetic resonance imaging (MRI) is a medical imaging technique used in radiology to investigate the anatomy and function of the body in both health and disease. MRI scanners use strong magnetic fields and radio waves to form.. Read more

    Magnetic resonance imaging (MRI) is a medical imaging technique used in radiology to investigate the anatomy and function of the body in both health and disease. MRI scanners use strong magnetic fields and radio waves to form images of the body. The technique is widely used in hospitals for medical diagnosis, staging of disease and for follow-up without exposure to ionizing radiation.

    CBHS does not pay a benefit if an MRI is performed as a non-admitted patient.

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Contact Us

If you have any further questions or want more information about your health insurance, our friendly team is ready to assist you with your queries. Simply call 1300 654 123 or send an email to help@cbhs.com.au and we'll get back to you.