Glossary of terms

Here’s a guide to assist you in understanding the meaning of the terminology used by CBHS.

  • Excess

    You can reduce the cost of your Basic Plus Hospital cover by agreeing to pay an excess of $500 or $750.  This means that when you go into hospital you will pay the first $500 or $750 in respect to charges raised by a hospital.  This excess is per person up to a maximum of $1000 or $1500 per family membership per calendar year.

    You can reduce the cost of your Comprehensive Hospital (Gold) or Limited Hospital (Bronze Plus) cover by agreeing to pay a daily co-payment 

    Old products Hospital A Excess (Gold) & Hospital B Excess (Bronze Plus) have an excess of $350.00 per overnight stay to a maximum of $700.00 in any calendar year. These products also have co payments for day stay procedures. These products are closed for new memberships.

    See also:

Contact Us

If you have any further questions or want more information about your health insurance, our friendly team is ready to assist you with your queries. Simply call 1300 654 123 or send an email to and we'll get back to you.