Executive Team

Andrew Smith

Group Chief Executive Officer & Executive Director

Mr Smith commenced with CBHS in March 2016 as the Group Chief Executive Officer and was appointed as an Executive Director in November 2016. Mr Smith is also a Director of CBHS’ subsidiary company, CBHS Corporate Health Pty Ltd.

Previously, Mr Smith worked at InvoCare Limited for almost ten years and was the CEO and Managing Director for 6 years. Prior to InvoCare, he held a number of senior executive positions for over 10 years in retail and FMCG industries. Mr Smith is a Non-Executive Director of Members Health Fund Alliance Limited, the organisation representing the not-for-profit, member owned, regional and communitybased health fund sector. He was a Non-Executive Director of Private Healthcare Australia Limited (PHA) in 2016 and 2017 and is the current Chair of PHA’s Audit Committee. Mr Smith is also a Non-Executive Advisory Board member of AFEA Pty Limited, a provider of compassionate, experienced and qualified care staff specialising in responsive home care services.

Mr Smith holds a Bachelor of Commerce and a Master of Business Administration. He is a member of the Chartered Accountants Australia and New Zealand and is a Fellow of the Australian Institute of Company Directors.

Anthony Perkins

Anthony Perkins

Chief Financial Officer

Tony Perkins joined CBHS as chief financial officer in June 2016. Tony is an experienced CFO and project director who has held senior roles in medium to large organisations in Australia and New Zealand. He has over 20 years of industry experience in insurance, retail, professional services and manufacturing and has a strong record of contributing to growth, simplifying processes and building high performance teams.

Tony holds a Bachelor of Business and is a certified practising accountant.

Uttam Mukherjee

Chief Risk Officer

Uttam Mukherjee joined CBHS as Chief Risk Officer in June 2016 to oversee the risk and compliance functions. He has over 20 years of experience in risk management, compliance, internal audit and business continuity in financial services and government organisations.

Uttam holds a Bachelor of Commerce, Diploma of Risk Management and Business Continuity and Diploma in Quality Management and Cost Accountant. He is also a certified practising accountant, certified internal auditor and certified information systems auditor. Uttam is a member of the Risk Management Institution of Australasia.

Damon Quinn

Chief Operating Officer

Damon Quinn began as Chief Operating Officer in September 2018. Before joining CBHS Damon held senior roles in the NSW Public Service including acting CEO of the NSW Trustee & Guardian from 2016 to 2018.

Prior to his public service career, he worked for St George and Westpac for over 10 years in a variety of senior leadership roles including running corporate banking sales and operations and budgeting and resource planning for NSW.

Damon holds Bachelor of Arts and Master of Arts degrees from the University of Western Sydney and a Master of Business Administration from AGSM.

Nicole Nott

Group General Counsel and Company Secretary

Nicole Nott joined CBHS in January 2016 and was appointed to the dual role of Group General Counsel and Company Secretary in August 2018. She is responsible for overseeing and maintaining the Group’s legal and company secretarial functions.

Nicole is a qualified lawyer with experience both as internal legal counsel and as a litigator in a large private practice firm.

Nicole holds a Bachelor of Arts (Communications), Bachelor of Laws, Graduate Diploma of Legal Practice and is admitted to practice in the Supreme Court of NSW and High Court of Australia. She is a member of the Law Society of NSW and a Fellow of the Governance Institute of Australia.

Joe De Battista

Chief Information Officer

Joe De Battista joined CBHS in October 2015 as Chief Information Officer. Joe has over 30 years’ experience in the Asia Pacific ICT industry with organisations such as iSentia, SGS Group and Johnson & Johnson.

Joe has held roles in an executive and senior capacity as an ICT professional throughout his career with strengths in greenfield environments and managing geographically dispersed teams.

Anna Lowe

Chief Strategy Officer

Anna Lowe began work as Chief Strategy Officer in October 2018 to oversee the development and implementation of CBHS Group’s strategy. She has over 25 years’ experience, having held senior roles around the world in companies including American Express, State Super, Moorebank Intermodal Company, Vero, AMP Financial Services, Legal & General Life and the Commonwealth Department of Finance and Deregulation.

Anna is a graduate of the Harvard Advanced Management Program, holds a Master of Business Administration and a Bachelor of Commerce. She is graduate member of Australian Institute of Directors.

Joanne Hain

Joanne Hain

Chief People & Culture Officer

Joanne Hain joined CBHS in October 2006 and is a human resource professional with over 20 years’ experience. Prior to her appointment as Chief People & Culture Officer, Joanne worked at NRMA in both its motoring and services and general insurance businesses and has held various specialist and generalist human resource roles throughout her career.

Joanne holds post graduate qualifications in psychology and employment relations.

Nicola Clancy

Nicola Clancy

Chief Marketing Officer

Nicola Clancy started work as Chief Marketing Officer at CBHS in February 2018 and has over 20 years’ experience in the financial services industry which has been gained through marketing, strategy and product roles across both banking and insurance.

Nicola holds a Bachelor of Business and Advanced Diplomas in direct and interactive marketing, leadership and management.

Lorensz Ragell

Chief Sales and Partnerships Officer

Lorensz Ragell started work as Chief Sales and Partnerships Officer at CBHS in September 2017.

Lorensz has over 30 years’ experience in B2B and B2C retail and wholesale environments leading large teams across Australia, New Zealand and the Middle East.

Arunan Sundaresan

Head of Internal Audit

Arunan Sundaresan joined CBHS as Head of Internal Audit in August 2016. Arunan has over 15 years’ experience in the wealth management and insurance industries with organisations such as PriceWaterhouseCoopers (PwC), ANZ Wealth Management, AMP, FuturePlus Financial Services and the Commonwealth Banking Group. Arunan has held roles in a senior management capacity as an internal audit professional throughout his career which also includes experience in greenfield environments.

Arunan holds a Bachelor of Science with a Mathematics Major degree from the University of New South Wales and a Master of Accounting degree from Macquarie University. He is a member of the Institute of Chartered Accountants Australia & New Zealand and the Institute of Internal Auditors in Australia.