Advantages of hospital agreements for CBHS members
There are various reasons why members should choose a hospital that has an agreement with CBHS.
Certainty and planning
Choosing an agreement hospital means you will know exactly what will be covered well in advance of your hospital stay. Members can plan the costs of their stay more effectively, as they will know which services will be covered by entitled benefits. Generally, members can claim benefits for accommodation, theatre and labour ward fees, intensive care and coronary care fees, subject to their level of cover.
Lower out-of-pocket expenses
Choosing an agreement hospital means lower or no out-of-pocket expenses for you and your family (with the exception of any applicable co-payments). For example, restricted benefits usually apply when you are at a non-agreement hospital, regardless of your level of cover. Members with comprehensive hospital cover can access benefits for private hospital services such as major eye surgery, joint replacement, cardiothoracic surgery and much more when they choose an agreement private hospital (or day surgery).