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Switching is easy

Switching is easy

Switching health funds doesn't need to be complex. At CBHS, we will do the work for you. Call us and we will compare your current product with our great range. We'll also arrange the transfer with your current fund. It's that easy with CBHS.

We give back more

We give back more

Have you been to a provider that tells you that your fund offers great benefits? At CBHS we do. Our members consistently hear feedback that we give back more. 

Leading service

Leading service

At CBHS, we are known for our great service. Being a not for profit health fund does not impact the range of services we can provide. In fact, it allows us to be more flexible and friendly. This results in industry leading service that we are proud of.

Members are at the heart of everything we do

Your health is our top priority.

We’ll look after you and your loved ones

As a not for profit, member-owned health fund, we’re a little different to other health insurers.

No shareholders. No dividends. Just you, us, and your health.

Who is CBHS?

Founded in 1951, the Commonwealth Bank Health Society was created to ensure that CBA employees had access to affordable private health care.

Since then, we’ve grown into one of the largest member-owned health funds in Australia with over 200,000 members.

What makes us different?

Nothing matters more than your health – so to make sure you’re looked after, we invest heavily into our internal support services, like our award-winning Member Care team, and push for innovative, effective initiatives like our Chronic Disease Management Programs and Hospital in the Home services

Why join us?

We believe your health matters. With our award-winning Member Care team and health initiatives, we’ll try and help you achieve your healthiest you.

returns

Outstanding returns

A generous 91c for every dollar of premiums paid.**

% back

Better benefits

Up to 70% on most common Extras benefits with better overall limits.

online claims

Online claiming

You can lodge your claim receipts online, in person, by post or email.

notforprofit

Not for profit ethos

Operating exclusively for our members, we are focused on giving more back to you.

trust

Mutual trust

Over 60 years as one of Australia's leading not for profit health funds.

lowercost

Lower management costs

When compared to other health funds.


** Compared to an average of 86.2c across other health funds Source: APRA Private Health Insurance Quarterly Statistical Report.

Switching and joining

the CBHS family couldn't be easier


Join now


Join the Health Fund that's 1st in customer satisfaction

Roy Morgan No1

Who can join?

CBHS is exclusively for current and former employees of the Commonwealth Bank Group (which includes the Commonwealth Bank of Australia, CommSec, CommInsure, Colonial First State, the State Bank of Victoria and Bankwest), their partners and family members, including dependent and non-dependent children, siblings, parents and grandchildren, as well as contractors who have worked for the CBA Group. Read more

We offer a range of simple products

Need help to select the right product for you? Our cover selector tool will help you choose the right product based on your needs.

Cover selector

Package Cover

Package cover provides both Hospital and Extras cover.

CBHS Prestige

Offers the highest benefits in the CBHS product suite.

StepUp

Includes Limited Hospital, Intermediate Extras plus more.

KickStart

An affordable package cover for the fit and healthy.

An entry level package for the young healthy singles and couples.

Hospital Cover

Hospital cover pays benefits towards admitted hospital services.

Comprehensive
Hospital

For complete peace of mind in case the unexpected arises.

Active
Hospital

A high level hospital cover adjusted to your life stage.

Limited
Hospital

For a sense of security but without things you are less likely to need.

Basic
Hospital

A basic level of hospital cover for those who just want the basics.

Extras Cover

Extras cover pays benefits towards extras cover services.

Top
Extras

A top range of services for security and piece of mind.

Intermediate
Extras

Provides benefits for popular general services and treatments.

Essential
Extras

Essential services for those who maintain a healthy lifestyle.

Want to find out more about joining CBHS?

If you have a question about your eligibility to join the CBHS family, contact Member Care on 1300 654 123 or send an email to help@cbhs.com.au and one of our friendly staff members will answer all of your questions.

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