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Why join CBHS? 

We are a member owned health fund offering leading service, better benefits at the most competitive prices. We are exclusive for current and former CBA Group employees and their eligible families.

Why join CBHS Health Fund

CBHS is a not for profit health fund run solely for the benefit of our members. We pride ourselves on our ability to provide our members with the best service, exceptional value and competitive products that offer better benefits.

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Benefits of joining the CBHS family today:

+ Easy to switch  + Higher benefits   + Easy online claiming  + Well established

How CBHS Health Insurance works

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What members really think...

I wanted to provide feedback regarding your Rehabilitee program. My recovery has been excellent! Rehabilitee's local physio called a couple of times for general supervision and they have been involved in my ongoing recuperation including assisting me with an exercise program. One of their nurses visited 10 days after to remove the staples from my wound, most convenient and saved me time. My thanks to CBHS- I joined your fund on 9/2/59 and apart from when I met my wife its been one of the best things I have done LOL

Claude, SA

Thank you so much for your help ,I have faxed my claim and it has been a pleasure to be served by you. I have also given you a rating of excellence and CBHS should be proud of employees like you!!!!!!! Many thanks again and please don't hesitate to contact me if you need any help in my area of expertise!!!!!!!!!!!!! Banking

Llendra, WA

I wanted to commend all the work that Justin Rodd has done for me. Right from the beginning he has helped me set up my new CBHS policy and has taken ownership of the whole process as it was a complicated case. He was always helpful and willing to take time to assist me when needed and always kept me informed throughout the whole process. It was a fantastic experience for me in dealing with Justin and he has really assisted me in all areas that I needed. His helpful nature, patience and knowledge were outstanding.

Hugo, NSW

I would like you to pass this feedback on to your Team Manager please. I would like to congratulate you on the way you conducted yourself yesterday and today. I was a pain to deal with yesterday and you kept your cool and professionalism. Well Done! You dealt with my situation in a timely manner, and you were honest with your conversation. You timeframes were realistic and you acted on your promise and over delivered. You are definitely a valued staff member and I hope your management team appreciate this.

Georgia, VIC

Thank you so much for you prompt and efficient service, Staff like you make CBHS user friendly and a pleasure to deal with, which in this day and age is a rare thing. Once again thank you.

Jenni, VIC

Thank you, and thanks to CBHS - this is the best customer service I’ve received from any organisation in a long time; efficient, polite, personalised and user friendly.

Kiera, VIC

Regarding feedback on the HSS Mental Health Program for my husband, we are extremely grateful for the help CBHS offers. My husband is showing improvement in his mental & physical health. I can assure you without CBHS my husband would not be alive today. I do not think people are not aware of the importance of private health cover with mental illness as it is very important to have your own treating doctor when in hospital, there is no comparison between the public system to the private.

Anonymous, NSW

Hi, I want to thank CBHS SO much. I have never had health insurance that supported me so well. I have overcome my fear of Dentists slowly. My old yucky amalgam fillings have been replaced, my teeth look better, and I have had my FIRST ever professional scale and clean.. bringing my smile back to non-embarrassing. Next step is professional teeth whitening... Thank You. I love my CBHS Extras cover...

Kathy, NSW

Hi Melanie, Many thanks for your prompt assistance. We don't know where we would be without CBHS. The support I have received from Amanda and yourself is second to none, thank you both very much. We’re so fortunate to have CBHS as our Private Health Fund Provider, our family has been having a ‘challenging’ 12 months health-wise & CBHS has been outstanding!!!

Mary-Ellen, NSW

Hello, A quick note to say absolutely fabulous story about the retired CBA officer and his battle with cancer. It is exactly why people join and stay with CBHS. I joined back in 1981 and other then for a short break am very pleased to be safe within the arms of CBHS. Please don’t ever change! Yours sincerely and in good health.

Dannielle, NSW

We recently moved to CBHS and we’ve been pleasantly surprised by all the extras that are covered. We are a young family with two small children and our needs are wide and diverse – and the services and benefits CBHS cover are so much better than our last health fund. Thank you!

Michael, Nicole, Zara and Mia, NSW


Joining a restricted health insurance fund can be a smart financial move

"Our investigations also found that people eligible to join a restricted health fund could get cover as good as or better than our hospital CHOICE Buys and extra CHOICE Buys for open funds...For a family or couple with top hospital insurance without an excess in NSW, for example, CBHS's premium is $480 less per year (before the government rebate) than Health Partners' (which we rated as this year's cheapest open-fund top insurance cover policy with $0 excess)."

Source: Choice - August 2015


Roy Morgan No1

Switching and joining the CBHS family couldn't be easier


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Join the Health Fund that's 1st in customer satisfaction

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Compare us to the main health funds

CBHS is an amazing fund. You can clearly see our exceptional performance through our industry awards and results. Join CBHS now and see the difference.

  • No disputes in 2013 to the Private Health Insurance Ombudsman. Not one.
  • Higher member satisfaction and retention
  • Lower management costs meaning more back to members
  • High benefits and better coverage
  • Australia wide agreements with providers

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Start improving on your health today!

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That's why we cover more than


and we are still growing.

Find out more

If you want to find out more about why you should join the CBHS family today, send us an email at help@cbhs.com.au or give our friendly Member Care team a call on 1300 654 123.