Essential Extras

A basic extras cover for those who maintain a healthy lifestyle and are only seeking the essentials at an affordable price.

  • Benefits for preventative dental
  • Basic benefits towards general dental, optical, physio and chiro
  • Wellness benefits for health management



A benefit is not payable in respect of a service that was rendered to a Member if the services can be claimable from any other source.

Benefit period

Each group of services within Extras and Package covers have an overall limit on the amount you can claim. Most limits are based on per person per calendar year, unless otherwise stated in our Extras table.

Benefits which attract a 3 and 5 year period are entitled to have the benefit renewed on the same date which the service was performed respectively.

Benefits which attract a 'lifetime' period; lifetime means the period commencing on the date the member was first insured and ceases to be insured by CBHS (irrespective of any suspension of membership or other period without cover).

Download Essential Extras Product Sheet

When deciding if this product is right for you, please refer to the CBHS Health Benefit Fund Rules. This information should be read carefully and retained.