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Compare our Extras cover side by side. If you are having trouble deciding on the right type of cover, use the cover selector to help you select the right cover for you!

Dental

  • Preventative Dental (2 month waiting period)

      70% of the cost up to the per service benefit below Top Extras Intermediate Extras Essential Extras Benefit Period
    Oral examinations (011,012,013) $35 - $45 Unlimited $230 $210 Calendar year
    X-ray (022) $28
    Removal of plaque (111) $41
    Removal of calculus (114,115) $65 - $70
    Fluoride application (121) $25
    Mouthguard (151,153) $130 - $150
    Fissure sealing (161) $34

    General Dental (2 month waiting period)

      70% of the cost up to the per service benefit below Top Extras Intermediate Extras Essential Extras Benefit Period
    Fillings $81 - $150 Unlimited $500 $170 Calendar year
    Consultations & examinations $28 - $40
    X-rays $21 - $60
    Extractions or surgical dental $50 - $255

    Major Dental (6 month waiting period)

      70% of the cost up to the per service benefit below Top Extras Intermediate Extras Essential Extras Benefit Period
    Periodontic (gum treatment) $24 - $260 $630 $400 Not covered Calendar year
    Endodontic (root canal treatment) $7.50 -$180 $660
    Inlays /Onlays / Facings/Veneers
    (Limit for any 5 years)
    $260 - $600 $1440 Not covered Any 5 years
    Dentures & implants
    (Limit for any 5 Years)
    $20 - $810 $1350
    Occlusal therapy
    (Lifetime limit)
    $17 - $260 $920 Lifetime

    Major Dental (12 month waiting period)

      70% of the cost up to the per service benefit below Top Extras Intermediate Extras Essential Extras Benefit Period
    Orthodontia
    (Lifetime limit)
    70% $2800 Not covered  Not covered Lifetime
    Crowns & bridges
    (Limit for any 5 Years)
    $10 - $720 $3000 $700
    Any 5 years

Prescribed optical

  • 6 month waiting period

      Top Extras Intermediate Extras Essential Extras Benefit period
    Per service # Per period Per service # Per period Per service # Per period  
    Frames $140 $375 $90 $250 $70 $200 Calendar year
    Pair of single vision lenses $130 $70 $70
    Pair of bifocal lenses $140 $60 $60
    Pair of trifocal vision lenses $150 $90 $60
    Pair of multifocal lenses $210 $100 $70
    Contact lenses $220 $160 $140

Therapies

  • Therapies (2 month waiting period)

      70% of the cost up to the per service benefit below Top Extras Intermediate Extras Essential Extras Benefit period
    Physiotherapy (Initial/Subsequent) $61/$43 $720 $300 $200 Calendar year
    Chiropractic (Initial/Subsequent) $61/$40 $720 $250
    Osteopathy (Initial/Subsequent) $61/$35 $720
    Occupational therapy (Initial/Subsequent) $61/$35 $720 Not covered Not covered
    Speech therapy (Initial/Subsequent) $95/$46 $1850
    Clinical psychology $30-$140 $450
    Ante natal / Post natal physiotherapy 70% $105
    Podiatry (excl. artificial aids: e.g. orthotics) $30-$50 $400 $250
    Audiology $60 $360 Not covered
    Eye therapy $60 $455
    Dietician $15-$75 $360 $100 $100

    Alternative Therapies (2 month waiting period)

      70% of the cost up to the per service benefit below Top Extras Intermediate Extras Essential Extras Benefit period
    Natural therapies
    Buteyko, Herbal medicine consultations, Homeopathy, Naturopathy, Nutrition
    $33 $450 $300 $200 Calendar year
    Oriental therapies
    Acupressure, Acupuncture, Chinese herbal medicine consultation, Chinese massage, Kinesiology, Reflexology, Shiatsu, Traditional chinese medicine consultation
    $450
    Massage therapies
    Alexander technique, Aromatherapy, Bowen therapy, Deep tissue massage, Feldenkrais, Lymphatic drainage, Myotherapy, Remedial massage, Rolfing, Sports massage, Swedish massage, Therapeutic massage
    $450

General health

  • (2 month waiting period)

      70% of the cost up to the per service benefit below Top Extras Intermediate Extras Essential Extras Benefit period
    Blood glucose accessories 70% $320 $100 $100 Calendar year
    Home visits by registered nurse  $120 (>4 hrs)
    $80 (<4 hrs)
    $2800 Not covered Not covered
    Non-Pharmaceutical Benefits Scheme drugs requiring a prescription by law 100% less the current government prescribed co-payment up to $75 per prescription $1000 $300 $200
    Travel and Accommodation+ 50% of the cost of accommodation (on single rate) airfare, train, bus or 15c per kilometre for car $500 Not covered Not covered Per membership per calendar year

    + Travel is only payable for a patient who requires essential medical and dental treatment, where it is not available at a facility within a 160 km round trip of the member's home. In order to claim travel a patient must be visiting a specialist and will require a referral letter. Excludes Ronald McDonald house.

Health care aids

  • 12 month waiting period

      70% of the cost up to the per service benefit below Top Extras Intermediate Extras Essential Extras Benefit period
    Artificial aids
    (Limit for any 3 years)
    $10-$1000  $1000 $350 Not covered Over 3 years
    Hearing aids
    (Limit for any 3 years)
    70% $1600 Not covered
    Blood pressure monitor, Nebuliser, Glucometer
    (Limit for any 3 years)
    70% $500 $300

Wellness benefits

  • Health checks (2 month waiting period)

      90% of the cost up to the per service benefit below Benefit period
    Breast examinations (e.g. mammograms/x-rays) $200 Calendar year
    Bone density tests
    Skin cancer screening
    Bowel/prostate cancer screening
    Eye Screenings

    Health management (2 month waiting period)

      90% of the cost up to the per service benefit below Benefit period
    Quit smoking programs2 $100 Calendar year
    Weight management programs2
    Stress management courses2
    Yoga1
    Pilates1
    Gym membership/Personal training1 $115/$100
    1CBHS can only pay a benefit for gym membership/personal trainer/pilates /yoga where the gym/ personal trainer/yoga/pilates service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer/yoga/pilates program is a health management program. Approval form is available from CBHS. Please note that GP consultations are not covered by CBHS. 2Must be approved by CBHS

* A benefit is not payable in respect of a service that was rendered to a Member if the services can be claimable from any other source

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Benefit period

Each group of services within Extras and Package covers have an overall limit on the amount you can claim. Most limits are based on per person per calendar year, unless otherwise stated in our Extras table.

Benefits which attract a 3 and 5 year period are entitled to have the benefit renewed on the same date which the service was performed respectively.

Benefits which attract a 'lifetime' period; lifetime means the period commencing on the date the member was first insured and ceases to be insured by CBHS (irrespective of any suspension of membership or other period without cover).

Download CBHS Product Information Brochure (3MB)

When deciding if this product is right for you, please refer to the CBHS Health Benefit Fund Rules. This information should be read carefully and retained.