Package Cover

CBHS’ package cover combines benefits for hospital and extras services and items in one easy-to-understand package.

There are four options when it comes to package cover: FlexiSaver, KickStart, StepUp and Prestige.


FlexiSaver is an entry level package for the young healthy singles and couples, designed to give the flexibility to use extras overall limit on service needed the most while saving money by accepting to have exclusions on hospital treatments not needed at this stage of life.


CBHS’ KickStart package is an affordable level of cover designed for the fit and healthy, because accidents do happen. It includes general benefits for extras services, wellness benefits and more.


StepUp is a mid-level package cover option that incorporates Intermediate Extras and Limited Hospital. It is suitable for young families and those who want to access benefits for popular services.


Prestige is the highest level of package cover, incorporating generous benefits for a broad range of services and items. Along with therapies, dental, optical and wellness benefits, members have access to premium services such as Best Doctors.

Hospital Cover

CBHS has four types of hospital cover for members: Basic Hospital, Limited Hospital, Active Hospital and Comprehensive Hospital.

Basic Hospital

Basic Hospital cover is suitable for those who want to be covered for the basics and to be able to choose their own doctor or specialist when receiving treatment in a public hospital.

Limited Hospital

Limited Hospital cover is CBHS’ intermediate-level hospital cover. This product is suitable for those who want to be covered for the essential services and items and not services that they are less likely to need.

Active Hospital

Designed for young professionals and empty nesters, Active Hospital is a high level product that covers more than the basics while excluding some services you are less likely to need - like pregnancy.

Comprehensive Hospital

CBHS’ Comprehensive Hospital cover offers the highest level of hospital cover available, and is designed for those who want cover for unexpected situations.

Extras Cover

CBHS has three Extras products: Essential Extras, Intermediate Extras and Top Extras.

Essential Extras

Essential Extras offers extras cover at an affordable price. Included are benefits for preventative dental, wellness benefits and basic cover for dental, optical, chiropractic and physiotherapy services.

Intermediate Extras

Intermediate Extras is suitable for those who want benefits for common services and treatment. It includes generous service limits, cover for preventative dental services and wellness benefits.

Top Extras

Top Extras is CBHS’ premium extras product, providing members with generous coverage for a comprehensive range of services and treatments.

CBHS Product Information Brochure

An overview of CBHS' products and services

This brochure provides a comprehensive guide to CBHS’ exceptional member care services and products. You can find out more about the benefits of joining the CBHS family, your eligibility to join, and how to join CBHS. Written in plain and clear language, the brochure also contains valuable information on CBHS’ Choice Network and other special programs, such as our Chronic Disease Management Programs and Hospital Substitute Treatment options. Use this brochure to compare different levels of cover and packages.

CBHS Closed Products

Product sheets for CBHS closed products

The following products are closed to new members and transferring members. They remain available to members who were covered at the time of product closure, and have not since upgraded or transferred to a new policy.

More information

CBHS is committed to exceptional member care. If you have any questions about any of our products, please feel free to contact us by calling our team on 1300 654 123, or by sending an email to