What is my Australian Government Rebate on Private Health Insurance (rebate)?

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. It does not apply to Overseas Visitors Cover.

Rebate Percentages (1 April 2017 to 31 March 2018)

Status Base tier Tier 1 Tier 2 Tier 3
 Singles  $0 - $90,000  $90,001 - $105,000  $105,001 - $140,000  $140,001+
 Families  $0 - $180,000  $180,001 - $210,000  $210,001 - $280,000  $280,001+
 Under 65 years  25.984%  17.289%  8.644%  0.000%
 65 - 69 years  30.256%  21.612%  12.966%  0.000%
 70+ years  34.579%
 25.934%  17.861%  0.000%

Rebate percentages and income test may be subject to legislative change in April and July each year. If your policy includes children, the thresholds are increased by $1,500 for each child after the first child.