Dependant Cover

    Children are covered under Family or Sole Parent policies up until the age of 18. After that, it’s time to think about how they may be able to stay covered with CBHS.

    Selected CBHS policies allow you to include dependants based on certain requirements. Here’s how we define dependants:


    Child Dependant

    Student Dependant


    Non-Student Dependant


    A child, stepchild or foster child under the age of 18 who normally resides with a policy holder.
    A child, step child or foster child of a policy holder who is not married or living in a de facto relationship, is over 18 but under 25, and is a full-time student at a school, college, or university.
    A child, step child or foster child of a policy holder who is not married or living in a de facto relationship, is over 18 but under 25, and is not a Student Dependant.

    Types of dependants

      Child Dependants can remain on any Family or Sole Parent cover up until the age of 18.

      Student Dependants can remain on any Family or Sole Parent cover up until the age of 25 at no additional cost. To do this, you must declare the student status of your dependant. Simply log in to the Member Centre and select ‘Student Declaration’ under the “My Account” tab, and follow the instructions provided. 

      Non-Student Dependants can only be included on selected covers up until the age of 25 at an increased premium. Non-Student Dependant cover is available on any of the following products:

      Prestige Non-Student Dependant

      Comprehensive Hospital Non-Student Dependant


      Limited Hospital Non-Student Dependant


      Intermediate Extras Non-Student Dependant


      Top Extras Non-Student Dependant


      Premium level of cover, offering an extensive range of hospital services and generous Extras benefits to help you get the most out of life. 

      Prestige cover product sheet
      Our highest level of hospital cover on services or treatments, to provide you with complete peace of mind.


      Comprehensive Hospital product sheet
      For those seeking a sense of security, with some restricted benefits on services and procedures you are less likely to need.              

      Limited Hospital product sheet
      A mid-range extras cover, giving you cover for popular general extras services required for day to day health management.

      Intermediate Extras product sheet
      Offers attractive overall limits, designed for those who are seeking security for an extensive range of services.


      Top Extras product sheet

      Get in touch

      If you would like to upgrade or purchase Non-Student Dependant cover, or have any additional questions, email us or call us on 1300 654 123.

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