What kind of family are you?

No matter what your family looks like, health is going to play an important part in your growth and journey. Find the health cover that will ensure your loved ones are taken care of.

1. Young happy family

1. Young family

You’re a new, healthy and active family. You’re budget conscious, just after coverage for the basics and the services you'll use on a regular basis. 

Consider:

  • KickStart
     
    KickStart ​is an affordable package cover for the fit and healthy. It includes private hospital cover for accidents and other commonly used hospital services, emergency ambulance, preventative & general dental, optical, physio, chiro and more.
    KickStart Product Sheet
young family

2. Health aware

You have older children of school age, or you’re realising that your family needs quality cover with generous benefits for popular services and items. You’re health aware and seeking cover for all the essentials.

Consider:

  • Limited Hospital and Intermediate Extras
    Limited Hospital is a mid-level cover which includes hospital services you are more likely to need including the most commonly used day procedures like colonoscopies or appendicitis treatment; while paying restricted benefits for services you may not need like pregnancy or hip & knee replacements. 
    Limited Hospital Product Sheet

    Intermediate Extras is a mid-level cover with generous benefits for dental, optical, physio, chiro and some therapies.
    Intermediate Extras Product Sheet
Lesbian couple

3. Quality family cover

You have a number of dependents and you’re looking to be covered for a broad range of services that will benefit your lifestyle and health-maintenance.

Consider:

  • Comprehensive Hospital and Top Extras
  • Active Hospital ($100 co-payment)

    Comprehensive Hospital is our highest level of cover to provide you with complete peace of mind in case of any unforeseen hospital admissions.  
    Comprehensive Hospital Product Sheet

    Active Hospital provides you peace of mind by covering heart related services, while keeping your premiums low by excluding services like pregnancy or hip & knee replacements which you may not need at this stage of life.  
    Active Hospital Product Sheet

    Top Extras is one of our highest level of cover with unlimited preventative & general dental, high overall limits on major dental, optical, physio, chiro and a range of therapies, as well as access to wellness benefits for health management.
    Top Extras Product Sheet
Happy family

4. Family with adult children

You and your partner are more mature, and you have older children in the household. You want cover that will protect you, your partner and your dependent children.

Consider this cover:

  • Prestige

    Prestige is our highest level of package cover giving you the certainty of the best offered by CBHS. It covers for all hospital related treatments with a Medicare item number and has high overall limits on an extensive range of extras services including dental, optical, physio, chiro; and a host of alternative therapies as well as generous limits on hearing aids and health management aids.
    Prestige Product Sheet
Parents holding baby

5. Looking for peace of mind

You’re seeking the highest level of coverage for you and your family. Only the best cover will do for you, and you want to be protected for everything from popular services to cover for unexpected events.

Consider this cover:

  • Prestige

    Prestige is our highest level of package cover giving you the certainty of the best offered by CBHS. It covers for all hospital related treatments with a Medicare item number and has high overall limits on an extensive range of extras services including dental, optical, physio, chiro; and a host of alternative therapies as well as generous limits on hearing aids and health management aids.
    Prestige Product Sheet

Need more information?

We understand your family's health is your top priority. Contact the CBHS team by calling 1300 654 123 or by sending an email to help@cbhs.com.au, and we'll help you find the best cover for you..

Other Lifestage Covers

What Our Members Think

I joined as a CBHS member in 1978. Through many health events and challenges CBHS has always been there for me and my family. Their exceptional service over this time has always been appreciated.

- Jenny J

What Our Members Think

I've not long joined CBHS from another fund, but so far I've been impressed by the super helpful and friendly staff, the higher claim limits and rebates at a very competitive premium, and how easy it is to lodge manual claims through the app. Thanks CBHS - you've won me over! 😃

- Jessica B

What Our Members Think

What I love about CBHS is their customer service - friendly staff and always ready to help and email you the information you ask about. Keep up the great work!!!

- Linda S

What Our Members Think

I love CBHS as its so so easy to lodge a claim and whenever i need a question answered friendly consultant is one phone call away. The phone back option instead of waiting is brilliant!

- Rachel N

What Our Members Think

I have been with CBHS since I began at CBA 15 years ago...Now I have three beautiful children, one who has a disability. Our top extras cover has been really essential for his early intervention. I do love the ease of claiming online.

- Annette E

What Our Members Think

I am relatively new to CBHS and am loving it already. I worked for a CBA subsidiary a long time ago but was still eligible to join. So much better that the for-profit funds - our premium is only a little more and we pay a lower co-contribution and get great benefits. I am loving the massage rebate for my partner and gym rebate for me!

- David G

What Our Members Think

I'm extremely happy with CBHS! I have been a customer for about six years. I think the price is reasonable. And i would refer you to my family and friends any day. Thankyou CBHS!!!

- Karen W

What Our Members Think

Love CBHS as I never have to doubt that they've got my back when I need it. Been through other insurers who have limited options or limits, yet cost the same or more.

- Mark F

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