At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Our Better Living Programs are available to support eligible members towards a healthier lifestyle. Each Better Living Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Why CBHS?

Some great ways that CBHS can help support your health and wellbeing, plus save you money!

43% cheaper

than the average comparable cover on Comprehensive Hospital (Gold)2

Access Gap Cover

our Access Gap Cover is designed to reduce or eliminate the medical gap in hospital3

No out-of-pocket on
selected Extras services

including optical frames, lenses, contact lenses and preventative dental treatments4

Member discounts

at a range of providers5

2When comparing CBHS Health Comprehensive Hospital (Gold) with $750 excess gross monthly price as at 19 October 2023 for a Single policy in NSW without rebate, to our top seven closest competitors.

3Out-of-pocket expenses may vary from patient to patient. Ask your doctor whether they will use AGC in the hospital of your choice.

4At Optical and Dental Choice Network providers. Benefits are subject to level of cover and overall and available limits at time of service.

5https://www.cbhs.com.au/tools-and-support/member-discounts 

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Choose a cover that suits your lifestyle

Hospital & Extras

Mix and match Hospital and Extras covers to find the perfect combination for your lifestage and budget.

Starts at
$25 00*
Per week, includes ambulance cover
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Hospital cover

Covers you when you’re admitted to hospital, and will help pay for things like specialist fees, accommodation and theatre fees.

Starts at
$18 49*
Per week, includes ambulance cover
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Extras cover

Extras cover provides benefits towards services like dental, optical, physio, chiro and alternative therapies not usually covered by Medicare.

Starts at
$6 51*
Per week
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Packaged cover

Provides an array of benefits which are exclusive to our packaged cover options.

Starts at
$22 97*
Per week, includes ambulance cover
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*Price is for a single policy for a person aged 30 and under, living in NSW earning less than $93,000 per year. Includes Australian Government Rebate on private health insurance of 24.608%. Price does not include age-based discount and no Lifetime Health Cover loading is applicable.


 

The health fund for the CommBank family

We are exclusively open to current and former employees of
the Commonwealth Bank Group (CBA Group) and their families, as well as employees of CBA Group contractors, franchisees and their families.

Your health and happiness are our priority

We’ve existed just for CBA employees and their families since 1951, providing more than 70 years of dedicated service to our members.

A health network built on quality

Access to over 9,000 recognised dental and optical services providers who provide exceptional treatment while reducing or removing the gap.

Extra mile health insurance

As a not-for-profit health fund, CBHS has a higher-than-industry-average positive claims ratio^.

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Ready to switch to CBHS?

Three easy steps to switch! 

1. Find the cover that's right for you

Get a quote online to compare cover, it takes just 30 seconds! If you need some more help you can request a call back and one of our Health Sales Specialists will guide you through the process.

2. Let us do the switching for you

When you switch to CBHS from another fund, we'll do all the hard work for you. We'll take care of cancelling your cover with your previous fund, so you don't have to.

3. Use your cover straight away if you switch to an equivalent level of cover

We’ll honour any waiting periods you’ve served when you switch to an equivalent level of cover. When you join CBHS, you’ll have a 60-day cooling off period for complete peace of mind. That's twice what some other funds offer!

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