Package cover

Bundle Hospital and Extras into a single package

With packaged cover you can choose who will treat you in hospital and where you want to be treated, and claim money back on Extras like optical, physio and dental.

Package cover options

Bundle Hospital and Extras into a single package

Prestige (Gold)

Top level package

Our highest level of packaged cover. All hospital related treatments with a Medicare item number are covered. High overall limits on an extensive range of Extras including dental, optical, physio and chiro, and a host of alternative therapies. Access to the internationally renowned Best Doctors program and generous limits on health management aids.

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StepUp (Bronze Plus)

Mid level package

A mid-level package, ideal for the new or growing family, with cover for pregnancy and birth services and Extras like dental, optical, physio, chiro and host of other services.

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Kickstart (Basic Plus)

Basic level package

An affordable package for the fit and healthy. It includes private hospital cover for accidents and other commonly used hospital services, emergency ambulance, preventative & general dental, optical, physio, chiro and more.

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FlexiSaver (Basic Plus)

Basic level package

Entry-level package with cover for emergencies like accidents and broken bones. Put your Extras benefits towards preventative and general dental, optical and, physio.

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How does Gold, Silver, Bronze and Basic work?

Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.

Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.

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