Package cover
With packaged cover you can choose who will treat you in hospital and where you want to be treated, and claim money back on Extras like optical, physio and dental.
Find the cover that suits you best.
*Price is for single in NSW, aged 30, with income $90,000.00 per year. Includes Australian Government Rebate on Private Health Insurance of 24.608%. Price does not include Age-based Discount and assumes no Lifetime Health Cover loading. A co-payment of $70.00 applies.
How does Gold, Silver, Bronze and Basic work?
Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.
Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.