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Package cover

Bundle Hospital and Extras into a single package

With packaged cover you can choose who will treat you in hospital and where you want to be treated, and claim money back on Extras like optical, physio and dental.

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Packaged cover options

Find the cover that suits you best.


Prestige (Gold)

Our Prestige package is, as the name suggests, our highest level of cover. Reserved for those who want the most control over their health and wellbeing and the highest in peace of mind.
From
$
per week
Top level package
VIEW COVER DETAILS

StepUp (Bronze Plus)

You’re generally active and health-conscious, and plan to stay that way for as long as possible! You might be looking to start a family − or you’re a growing family − and would like the private hospital birthing experience.

From
$
per week
Mid level package
VIEW COVER DETAILS

KickStart (Basic Plus)

You’re fit and healthy, so you want affordable cover for only the things you’re likely to need. Because accidents do happen!
From
$
per week
Basic level package
VIEW COVER DETAILS

FlexiSaver (Basic Plus)

Entry-level package with cover for emergencies like accidents and broken bones. Put your Extras benefits towards preventative and general dental, optical and, physio.
From
$
per week
Basic level package
VIEW COVER DETAILS

*Price is for single in NSW, aged 30, with income $90,000.00 per year. Includes Australian Government Rebate on Private Health Insurance of 24.608%. Price does not include Age-based Discount and assumes no Lifetime Health Cover loading. A co-payment of $70.00 applies.

Gold Silver Bronze Levels 5

How does Gold, Silver, Bronze and Basic work?

Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.

Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.

FIND OUT MORE

Government initiatives

Learn more about how the government interacts with your health insurance.

Age-based discount

Making hospital cover more affordable for young Australians.

Medicare Levy Surcharge

Find your potential Medicare Levy Surcharge expenses based on your personal or combined income.

Lifetime Health Cover

Find when and how Lifetime Health Cover loading can affect you.

Australian Government Rebate

The Australian Government Private Health Insurance Rebate helps you save on your health insurance by offering you a rebate on your premium.

Private Health Insurance Reforms

Everything you need to know about the Australian Government's PHI Reforms initiative.
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