Ambulance cover

CBHS provides you peace of mind and protection against the high costs associated with emergencies.

An ambulance

Member-owned, not-for-profit

We’re proud to be a not-for-profit health fund, driven by the needs of our members to deliver the best possible health insurance.



If you hold any level of Hospital cover with us, you’re automatically covered for emergency ambulance transport.

If you don’t hold Hospital cover, you might want to consider an ambulance policy. Emergency ambulance services can be costly, and fees are not covered by Medicare.

Our CBHS Ambulance Cover will cover you for emergency ambulance services if you are transported directly to a licensed hospital or treated at the scene during a medical emergency. This transport or treatment must be provided by a State Government ambulance service or a private ambulance service that we recognise, for example the Royal Flying Doctor Service.

Cover includes transport from the scene of an accident or medical event such as a heart attack or stroke but does not include transport to or from hospital for the routine management of ongoing medical conditions or transfers between hospitals. If you’d like cover for non-emergency services, please contact your State ambulance scheme for further information.

Residents of WA holding a Hospital or package product are also eligible to claim a benefit for non-emergency ambulance transport services up to a maximum of $5,000 per person per calendar year.

Please note: Residents of QLD and TAS are covered by state based Ambulance schemes.


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Can you join CBHS?

We’re a not-for-profit fund, exclusively for past or present CBA employees, contractors and their immediate family members.

To find out more, email You can also call our friendly Member Care team on 1300 654 123.

The health and happiness of our members is at the heart of everything we do.