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Health Insurance

As a not-for-profit health fund, we put people ahead of profit. Your health, and the health of your family, is at the heart of everything we do.

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Belong to More

70 years with a singular mission. Members for life.
Everything we do centres around achieving that goal.
Health Insurance

Hospital cover

Covers you when you’re admitted to hospital, and will help pay for things like specialist fees, accommodation and theatre fees.
VIEW HOSPITAL COVER

Extras cover

Extras cover provides benefits towards services like dental, optical, physio, chiro and alternative therapies not usually covered by Medicare.

VIEW EXTRAS COVER

Hospital & Extras cover

Hospital and Extras cover along with an array of benefits which are only available as part of our Package covers.

VIEW Hospital & Extras Cover

Why join CBHS Health Fund?

As a not for profit, member-owned health fund, we’re a little different to other health insurers.
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Member Owned

Rather than chasing profits for shareholders or overseas investors, we reinvest our profits back into the fund for the benefit of our members.
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The Choice Network

CBHS Choice Network Access over 7,500 dental and optical providers who are committed to providing exceptional treatment to CBHS members while reducing or removing the gap.
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Better Living programs

Get tailored guidance, advice and practical solutions from the right professionals.
Government initiatives
Learn how the Government interacts with your health insurance.

Age-based discount

Making hospital cover more affordable for young Australians.

Medicare Levy Surcharge

Find your potential Medicare Levy Surcharge expenses based on your personal or combined income.

Lifetime Health Cover

Find when and how Lifetime Health Cover loading can affect you.

Australian Government Rebate

The Australian Government Private Health Insurance Rebate helps you save on your health insurance by offering you a rebate on your premium.

Private Health Insurance Reforms

Everything you need to know about the Australian Government's PHI Reforms initiative.