The many reason to join CBHS Health Fund

At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Health and Wellness Programs are available to support eligible members towards a healthier lifestyle. Each Health and Wellness Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Who are we?

CommBank established CBHS, a not-for-profit health fund, with the purpose of providing high-quality and affordable health insurance to CommBank employees and their families. Over the years, our relationship and connection has remained strong, and together we have built more than seven decades of goodwill and trust. Members stay with CBHS because of the great value cover we offer, and the warm care they receive.

Recognised by WeMoney as the Best Industry Health Fund, Best for Gold Hospital Cover and Finalist for Best Preventative Health & Wellness Programs (WeMoney Awards 2026).

Why join CBHS?

Not-for-profit means value to members

As a not-for-profit, member-owned health fund, our primary goal is to deliver value to members. Whether through affordable high-quality cover, attractive policy benefits, or genuine care and support for the families we look after, CBHS members enjoy more value and warm, personal service.

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A track record of loyalty

Our members enjoy being part of an exclusive fund that offers a combination of great value policies and warm, caring service. And we're proud that they choose to stay with us. In fact, CBHS has one of the highest member retention rates in the industry.¹

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We give back more

Over the past 10 years, CBHS Health has paid back on average over 90 cents in every dollar collected from premiums in member benefits². It’s one of the advantages of being a not-for-profit health fund.

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The power of a network

The CBHS Choice Network empowers members through access to a national network of optical and dental providers who reduce or remove the gap on selected services and treatments.

Policies designed for every life stage

We recognise that life changes and we’ve designed our policies to adapt with flexibility in mind. CBHS offers a wide variety of policy options to meet you at your life stage, and it's easy to upgrade or downgrade your level of cover.

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Easy to join us

We respect that you lead a busy life, and from day one, we're making it easy. It's not a hassle to join for the first time, or switch from another health fund. We’ll take care of everything with a seamless transition from your old policy. And, 60 days to change your mind ⁴(twice as much time as some other funds).

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_{¹CBHS Health is rated third highest across the industry. Data relates to the total gain or loss of members over the last two years, which takes into account consumers who take up Hospital membership and leave within that two-year period. Sourced from Pages 13-14 of Private Health Insurance Ombudsman State of the Health Funds Report 2023.}
_{²90% compared to 85% across the industry. Calculated based on the average of the past 10 years from 2016-25, sourced from APRA annual PHI Statistics.}
_{³Waiting periods may apply.}
_{⁴If you are not satisfied with your health insurance for any reason, you have 60 days from the receipt of your CBHS policy to cancel your membership and receive a refund, provided you have not made a claim and have no pending claims.}

Best Industry Health Fund Winner Health Insurance 2026

Best for Gold Hospital Cover Winner Health Insurance 2026

Best for Preventative Health and Wellness Programs Finalist Health Insurance 2026

An award-winning health fund
for the CommBank Family

Recognised by WeMoney in 2026 as the Best Industry Health Fund, Best for Gold Hospital Cover and Finalist for Best Preventative Health & Wellness Programs.

WeMoney Award logos used under licence from WeMoney Pty Ltd. Awards based on WeMoney criteria for the relevant period, apply only to the specific services evaluated and do not imply ongoing endorsement.