- Home
- Health insurance
- Why join CBHS
Why join CBHS?
For more than seven decades, CBHS has been there for CommBank employees and their families with quality health cover and warm, caring service.
![](/images/librariesprovider2/landing-pages/member-stories-(1).tmb-herobanner.png?Culture=en&sfvrsn=e28c4813_1)
Who are we?
CommBank established CBHS, a not-for-profit health fund, with the purpose of providing high-quality and affordable health insurance to CommBank employees and their families. Over the years, our relationship and connection has remained strong, and together we have built more than seven decades of goodwill and trust. Members stay with CBHS because of the great value cover we offer, and the warm care they receive.
Not-for-profit means value to members
As a not-for-profit, member-owned health fund, our primary goal is to deliver value to members. Whether through affordable high-quality cover, attractive policy benefits, or genuine care and support for the families we look after, CBHS members enjoy more value and warm, personal service.
A track record of loyalty
Our members enjoy being part of an exclusive fund that offers a combination of great value policies and warm, caring service. And we're proud that they choose to stay with us. In fact, CBHS has one of the highest member retention rates in the industry.1
We give back more
Over the past 10 years, CBHS Health has paid back on average over 90 cents in every dollar collected from premiums in member benefits2. It’s one of the advantages of being a not-for-profit health fund.
The power of a network
Policies designed for every life stage
We recognise that life changes and we’ve designed our policies to adapt with flexibility in mind. CBHS offers a wide variety of policy options to meet you at your life stage, and it's easy to upgrade or downgrade your level of cover over time.3
Easy to join us
1Waiting periods may apply.
290.7% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014-23. 393.0% for CBHS Health compared to 86.4% across the industry. Data relates to the total gain or loss of members over the last two years, which takes into account consumers who take up Hospital membership and leave within that two-year period. Sourced from Pages 17-18 of Private Health Insurance Ombudsman State of the Health Funds Report 2022.