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CBHS Health logo
  • Health insurance
    • Types of cover
      • Hospital & Extras
      • Hospital cover
      • Extras cover
      • Packaged cover 
      • Ambulance cover
      • Dependant cover
    • Lifestage cover
      • Singles & couples
      • Families & sole parents
      • Mature families
      • Retirees
    • Why CBHS
      • Why join CBHS
      • Testimonials & stories
      • Member-owned fund
      • Why do I need private health insurance?
    • Health insurance explained
      • Check your eligibility
      • Switching health insurance providers
      • Waiting periods
      • Restricted services
      • Government initiatives
  • Member health
    • Health & wellbeing
      • About health & wellbeing
      • Healthy living
      • Health & wellbeing resources
      • CommBank Health Hubs
    • Get care
      • About getting care
      • Before your hospital stay
      • Hospital in the home
      • Rehabilitate & recover
    • Managing your health
      • About managing your health
      • Services at home
      • Artificial aids & healthcare aids 
    • Health services
      • Health services A-Z
      • Common procedures
      • Find a service or hospital
  • Tools & support
    • Handy tools
      • Tax statement
      • Member discounts
      • Forms & downloads
      • CBHS mobile app
      • Going to hospital
    • How to
      • Pay my bill 
      • Refer a friend or family
      • How to claim
    • Updates
      • CBHS news
      • Service updates
    • Find a provider
      • Hospital search
      • Access Gap Cover
      • HICAPS provider search
      • Choice Network provider
  • Mind & body
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  • Home
  • Health insurance
  • Why join CBHS
  • Check your eligibility

At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Health and Wellness Programs are available to support eligible members towards a healthier lifestyle. Each Health and Wellness Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Proudly not-for-profit since 1951

As a not-for-profit, member-owned health fund, we exist solely to serve our members. What does this mean for you? We pay members more in benefits than the industry average - and we've done so for the last decade1. Because providing quality, affordable health cover is our priority, now and into the future.

Who can join CBHS Health Fund?

 

Eligibility chart_CBHS

Are you eligible to join the CBHS family?

Discover the difference of not-for-profit cover that delivers more back to members


Get a quote

Already a CBHS member?

Share the benefits of CBHS with your eligible family or CBA workmates and when they join, you’ll be rewarded^


Start Referring

Commonwealth Bank Group
(past and present)

Commonwealth BankCommonwealth Securities (CommSec)Bankwest
CommInsureColonial LimitedColonial First State
Gateway BankFinance Sector UnionAvanteos
ComputerFleetFinancial WisdomColonial First State Property Management
HomepathAussie Home LoansCount Financial

And remember

You’re eligible to join CBHS if you’ve been a contractor serving one of these companies, or you work for a business that provides (or has provided) goods and services to a CBA Group entity.

CBHS Health Fund eligibility - who can join?

Discover if you, your family can enjoy exclusive member‑owned health cover built for the broader CommBank community.

Are current Commonwealth Bank Group employees eligible?

Absolutely. All CommBank Group staff are welcome to join CBHS.

I used to work for CommBank Group. Can I still join?

Yes!
Former CommBank Group employees (alumni of CommBank Group) remain eligible and can continue enjoying CBHS cover long after leaving the organisation.

My partner makes our insurance decisions. Can they join?

Yes. If you have an eligible connection to the CommBank Group, your partner is welcome to join CBHS.

Can my adult children join CBHS?

Definitely. Adult children are eligible if they are:

  • Children of current CommBank Group employees
  • Children or stepchildren of former employees
  • Previously covered under a CBHS family policy.
Are grandchildren eligible?

Yes. A grandchild, their partner and any of their dependants are welcome to join CBHS.

What about extended family?

Our eligibility also applies to certain extended family members. Check out the image to learn who can join.

Someone in my family works (or worked) for CommBank. Does that help?

Yes - if someone in your family has a CommBank Group employment connection or is already insured with CBHS, you may qualify too. This includes in-laws as well.

I work for a business connected to the CBA Group. Am I eligible?

Very likely.
CBHS membership also extends to people connected to several CBA‑related organisations, including:

  • Aussie Home Loans / Lendi Group
  • Bankwest
  • CBHS Health Fund
  • Colonial First State
  • CommInsure
  • Commonwealth Bank of Australia
  • CommSec
  • Count
  • Gateway Bank
  • Australian Retirement Trust (incl. CBA Group Super)
  • Hollard
  • LGT Wealth Management / CBA Private Advice
  • Marsh / Mercer
  • MUFG / First Sentier Group
  • Quantium / CommBank IQ
  • x15 Ventures companies
  • CBA-licensed financial planning businesses (for example ex-ASFLs incl. FWL, BWFA, CFP)
If you’re unsure whether your organisation qualifies, we’re happy to check for you.
My company provides goods or services to CBA. Are we eligible?

Yes - businesses contracted to provide goods or services to CBA are eligible for CBHS membership.

Still not sure? We can help.

Call 1300 654 123 and our friendly team are happy to help.

1 Source: APRA Annual Private Health Insurance Statistics.
^T&Cs and eligibility criteria apply.

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The CBHS Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we gather, live and work. We pay our respect to First Nations peoples and their Elders, past and present.

Got a question?

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