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    • Why CBHS?:
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      • Why do I need private health insurance?
    • Health insurance explained:
      • Check your eligibility
      • Switching health insurance providers
      • Waiting periods
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      • Government initiatives
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    • Health & wellbeing:
      • About health & wellbeing
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    • Get care:
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      • Before your hospital stay
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      • Hospital in the home
      • Rehabilitate and recover
    • Managing your health:
      • About managing your health
      • Better Living programs
      • Services at home
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      • Artificial aids and healthcare aids 
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70 years with a singular mission. Members for life.
Everything we do centres around achieving that goal.

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Why join CBHS Health Fund?

Not-for-profit. Member-owned. We are different to most health funds.

High quality policies

As a not-for-profit fund we offer more value and more care with our Hospital Substitute Treatments so you can recover from the comfort of your own home.

Members over profit

We don’t exist for profit, or shareholders. Members are our priority and we reinvest profits back into the fund to benefit members, alone.

A powerful network

Access to over 7,500 dental and optical providers who provide exceptional treatment while reducing or removing the gap.

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Part of the Commonwealth bank family

For 70 years, CBHS has offered high quality policies, reserved only for current and former CBA Group employees, contractors and their families.

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How health insurance helps

Your health insurance can help you stay well, manage health issues
and access quality care when you need it most.

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Understanding Health Insurance

Understanding Health Insurance

How health insurance can help you at every stage of life

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Membership programs and support

Membership programs and support

Get access to exclusive programs and support to assist you in managing a healthy lifestyle and disease prevention

What our members say

Dental became much more affordable for us. We switched to your preferred providers and we had no out of pocket expense for the children's mouth guards, along with several other dental services ðŸ‘Œ. Safe sports, cool-coloured mouths and sustainability - and my daughter chose a biodegradable tree green mouth guard! Thanks CBHS.

Manda B

They (Best Doctors) always called when they said they would, they made sure (my son) Jake’s complete file was returned safely to us and their communication was always clear, polite and caring. Someone from CBHS rang one day, just to see how Jake was doing, and I so appreciated that call. When people sound like they genuinely care it makes such a difference.

Jake & Carol B

Our family has full private health with CBHS − always have and definitely always will now. CBHS helped my family immensely, mainly my mother who died of brain cancer a few years ago. Without the help of CBHS we would have lost our family home to pay for all the hospital and medical bills and my dad would have been forced to work rather than care for my mother in her final days. CBHS not only gave us peace of mind with finances but peace of mind with life, freeing us up to be with Mum.

Nicole M

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