Executive Team

Andrew Smith, BCom, MBA, FAICD, CA, Group Chief Executive Officer & Executive Director

Mr Andrew Smith was appointed as an Executive Director of CBHS on 3rd November 2016. Mr. Smith commenced with CBHS in March 2016 as the Group Chief Executive Officer. Mr Smith was appointed a Director of CBHS’ subsidiary company, CBHS Corporate in March 2018.

Previously, Mr. Smith was the CEO and Managing Director of InvoCare Limited. During his almost ten years at InvoCare, Mr. Smith took great pride in leading a wonderful group of employees who were widely recognised for delivering outstanding customer service. Prior to InvoCare, Mr. Smith held a number of senior executive positions for over 10 years in retail and FMCG industries.

Mr. Smith is a Non-Executive Director of Members Health Fund Alliance, the organisation representing the not-for-profit, member-owned, regional and community based health fund sector. He was a Non-Executive Director of Private Healthcare Australia (PHA) in 2016 and 2017 and is the current Chair of PHA’s Audit Committee. Mr. Smith is also a Non-Executive Advisory Board member of AFEA Pty Limited, a provider of compassionate, experienced and qualified care staff specialising in responsive home care services.

Mr. Smith holds a Bachelor of Commerce and a Master of Business Administration. He is a member of the Institute of Chartered Accountants Australia & New Zealand and is a Fellow of the Australian Institute of Company Directors.

Anthony Perkins, Chief Financial Officer

Tony Perkins commenced as Chief Financial Officer at CBHS in June 2016. Tony is an experienced CFO and Project Director who has held senior roles in medium to large organisations in Australia and New Zealand. He has over 20 years of industry experience in Insurance, Retailing, Professional Services and Manufacturing and has a strong record of contributing to growth, simplifying processes and building high performance teams.

Arunan Sundaresan, Head of Internal Audit

Mr. Arunan Sundaresan commenced as Head of Internal Audit of CBHS in August 2016. Arunan has over 15 years’ experience in the Wealth Management and Insurance industries with organisations such as PriceWaterhouseCoopers (PwC), ANZ wealth Management, AMP, FuturePlus Financial Services and the Commonwealth Banking Group. Arunan has held roles in senior management capacity as an internal audit professional through-out his career which also includes experience in greenfield environments. Arunan holds a Bachelor of Science with a Mathematics Major degree with the University of New South Wales and a Master of Accounting degree with Macquarie University . He is a member of the Institute of Chartered Accountants Australia & New Zealand and the Institute of Internal Auditors in Australia.

Joanne Hain, Manager, People Services

Joanne is a human resource professional with over 20 years’ experience. She has worked at CBHS for 9 years in a leadership role, overseeing the human resource function. Prior to CBHS, Joanne worked at NRMA in both its Motoring and Services and General Insurance businesses, and has held various specialist and generalist human resource roles throughout her career. Joanne’s work experience is supported by post graduate qualifications in psychology and employment relations.

Joanne loves to travel and has so far visited Europe, North America, Asia, and plans to see much more of Australia. Joanne is married with one son.

Joe De Battista, Chief Information Officer

Joe commenced as Chief Information Officer at CBHS in October 2015. Joe has over 30 years’ experience in the Asiapac ICT industry with organisations such as iSentia, SGS Group, and Johnson & Johnson. Joe has held roles in an Executive and Senior capacity as an ICT professional throughout his career with strengths in greenfield environments and managing geographically dispersed teams.

Joe is married with three children and lives in Sydney.

Lorensz Ragell, Chief Sales and Partnerships Officer

Lorensz Ragell commenced as Chief Sales and Partnerships Officer at CBHS in September 2017. Lorensz has over 30 years’ experience in B2B and B2C Retail and Wholesale environments leading large teams across Australia, New Zealand and The Middle East. He is equally passionate about the employee and customer experience.

Nicola Clancy, Chief Marketing Officer

Nicola has over 20 years’ experience in the financial services industry which has been gained through marketing, strategy and product roles across both banking and insurance. Nicola has a Bachelor of Business with English and Advanced Diplomas in direct and interactive marketing, leadership and management.

In 2010, Nicola relocated from the UK to Australia with her young family and has been Chief Marketing Officer at CBHS since February 2018.

Uttam Mukherjee, Chief Risk Officer

Uttam Mukherjee was appointed as the Chief Risk Officer in June 2016 to oversee the risk and compliance functions for CBHS. He has over 15 years of experience in risk management, compliance, internal audit and business continuity in financial services and government organisations.

Uttam has a Bachelor of Commerce, Diploma of Risk Management and Business Continuity and Diploma in Quality Management and Cost Accountant. He is also a Certified Practising Accountant, Certified Internal Auditor and Certified Information Systems Auditor. Uttam is a member of the Risk Management Institution of Australasia.

Uttam is an active and advisory member of Mukti, a socio-economic development, not-for-profit organisation that works to empower the needy and poor in the Sunderbans, India. He is also a film maker as writer, producer and director!