Executive Team

Andrew Smith-ceo-cbhs

Andrew Smith, BCom, MBA, FAICD, CA, Group Chief Executive Officer & Executive Director

Andrew Smith commenced with CBHS in March 2016 as the Group Chief Executive Officer and was appointed as an Executive Director of CBHS on 3 November 2016. Andrew was appointed a Director of CBHS’ subsidiary company, CBHS Corporate Health Pty Ltd in March 2018.

Previously, Andrew was the CEO and Managing Director of InvoCare Limited for 10 years and held several senior executive positions for over 10 years in retail and FMCG industries.

Andrew is a Non-Executive Director of Members Health Fund Alliance, the organisation representing the not-for-profit, member-owned, regional and community-based health fund sector. He was a Non-Executive Director of Private Healthcare Australia (PHA) in 2016 and 2017 and is the current Chair of PHA’s Audit Committee. Andrew is also a Non-Executive Advisory Board member of AFEA Pty Limited, a provider specialising in home care services.

Andrew holds a Bachelor of Commerce and a Master of Business Administration. He is a member of the Institute of Chartered Accountants Australia & New Zealand and is a Fellow of the Australian Institute of Company Directors.

Anthony Perkins-cbhs-cfo

Anthony Perkins, Chief Financial Officer

Tony Perkins commenced with CBHS as Chief Financial Officer in June 2016. Tony is an experienced CFO and Project Director who has held senior roles in medium to large organisations in Australia and New Zealand. He has over 20 years of industry experience in insurance, retail, professional services and manufacturing and has a strong record of contributing to growth, simplifying processes and building high performance teams.

Tony holds a Bachelor of Business and is a Certified Practising Accountant.

Uttam Mukherjee, Chief Risk Officer

Uttam Mukherjee, Chief Risk Officer

Uttam Mukherjee commenced as Chief Risk Officer in June 2016 to oversee the risk and compliance functions for CBHS. He has over 20 years of experience in risk management, compliance, internal audit and business continuity in financial services and government organisations.

Uttam holds a Bachelor of Commerce, Diploma of Risk Management and Business Continuity and Diploma in Quality Management and Cost Accountant. He is also a Certified Practising Accountant, Certified Internal Auditor and Certified Information Systems Auditor. Uttam is a member of the Risk Management Institution of Australasia.

Damon Quinn_Chief Operations Officer


Damon Quinn, Chief Operating Officer

Damon Quinn commenced as Chief Operating Officer in September 2018. Before joining CBHS Damon held senior roles in the NSW Public Service including Acting CEO of the NSW Trustee and Guardian from 2016 to 2018.

Prior to his public service career, he worked for St George and Westpac for over 10 years in a variety of senior leadership roles including running corporate banking sales and operations and budgeting and resource planning for NSW.

Damon holds Bachelor of Arts and Master of Arts degrees from the University of Western Sydney and a Master of Business Administration from AGSM.

Nicole Nott, Group General Counsel and Company Secretary

Nicole Nott, Group General Counsel and Company Secretary

Nicole Nott commenced with CBHS in January 2016 and was appointed to the dual role of Group General Counsel and Company Secretary in August 2018. She is responsible for overseeing and maintaining the Group’s legal and company secretarial functions.

Nicole is a qualified lawyer with experience both as internal legal counsel and as a litigator in a large private practice firm.

Nicole holds a Bachelor of Arts (Communications), Bachelor of Laws, Graduate Diploma of Legal Practice and is admitted to practice in the Supreme Court of NSW and High Court of Australia. She is a member of the Law Society of NSW and a Fellow of the Governance Institute of Australia.

Joe De Battista-cbhs-cio

Joe De Battista, Chief Information Officer

Joe De Battista commenced as Chief Information Officer at CBHS in October 2015. Joe has over 30 years’ experience in the Asiapac ICT industry with organisations such as iSentia, SGS Group and Johnson & Johnson.

Joe has held roles in an executive and senior capacity as an ICT professional throughout his career with strengths in greenfield environments and managing geographically dispersed teams.

Anna Lowe, Chief Strategy Officer

Anna Lowe, Chief Strategy Officer

Anna Lowe commenced as Chief Strategy Officer in October 2018 to oversee the development and implementation of CBHS group strategy. She has over 25 years’ experience, having held senior roles around the world in companies including American Express, State Super, Moorebank Intermodal Company, Vero, AMP Financial Services, Legal & General Life and the Commonwealth Department of Finance and Deregulation.

Anna is a graduate of the Harvard Advanced Management Program, holds a Master of Business Administration and a Bachelor of Commerce. She is graduate member of Australian Institute of Directors.

Joanne Hain-CBHS-Manager People Services

Joanne Hain, Chief People & Culture Officer

Joanne Hain commenced at CBHS in October 2006 and is a human resource professional with over 20 years’ experience. Prior to her appointment as Chief People & Culture Officer, Joanne worked at NRMA in both its Motoring and Services and General Insurance businesses and has held various specialist and generalist human resource roles throughout her career.

Joanne holds post graduate qualifications in psychology and employment relations.

Nicola Clancy, Chief Marketing Officer, CBHS Health

Nicola Clancy, Chief Marketing Officer

Nicola Clancy commenced as Chief Marketing Officer at CBHS in February 2018 and has over 20 years’ experience in the financial services industry which has been gained through marketing, strategy and product roles across both banking and insurance.

Nicola holds a Bachelor of Business and Advanced Diplomas in direct and interactive marketing, leadership and management.

Lorensz Ragell-Chief Sales and Partnerships Officer

Lorensz Ragell, Chief Sales and Partnerships Officer

Lorensz Ragell commenced as Chief Sales and Partnerships Officer at CBHS in September 2017.

Lorensz has over 30 years’ experience in B2B and B2C retail and wholesale environments leading large teams across Australia, New Zealand and The Middle East.

Arunan Sundaresan-cbhs-head-of-internal-audit


Arunan Sundaresan, Head of Internal Audit

Arunan Sundaresan commenced as Head of Internal Audit at CBHS in August 2016. Arunan has over 15 years’ experience in the Wealth Management and Insurance industries with organisations such as PriceWaterhouseCoopers (PwC), ANZ Wealth Management, AMP, FuturePlus Financial Services and the Commonwealth Banking Group. Arunan has held roles in senior management capacity as an internal audit professional throughout his career which also includes experience in greenfield environments.

Arunan holds a Bachelor of Science with a Mathematics Major degree with the University of New South Wales and a Master of Accounting degree with Macquarie University. He is a member of the Institute of Chartered Accountants Australia & New Zealand and the Institute of Internal Auditors in Australia.