Dependant cover

Keeping the kids under your health cover.

member discounts

What is dependant cover?

Children are covered under Family or Sole Parent policies up until the age of 18. After that, it’s time to think about how they may be able to stay covered with CBHS. Selected CBHS policies allow you to include dependants based on certain requirements.

Here’s how we define dependants:

Child dependant

A child, stepchild or foster child under the age of 18 who normally resides with a policy holder.

Student dependant

A child, step child or foster child of a policy holder who is not married or living in a de facto relationship, is over 18 but under 25, and is a full-time student at a school, college, or university or a first or second year apprentice.

Non-Student dependant

A child, step child or foster child of a policy holder who is not married or living in a de facto relationship, is over 18 but under 25, and is not a Student Dependant.

Types of dependants

Child dependants — can remain on any Family or Sole Parent cover up until the age of 18.

Student dependants — can remain on any Family or Sole Parent cover up until the age of 25 at no additional cost. To do this, you must declare the student status of your dependant. Simply log in to the Member Centre and select ‘Student Declaration’ under the 'My Account' tab, and follow the instructions provided.

Non-Student dependants — can only be included on selected covers up until the age of 25 at an increased premium. Non-Student dependant cover is available on any of the following products:

Prestige(Gold)

Non-Student Dependant

Premium level of cover, offering an extensive range of hospital services and generous Extras benefits to help you get the most out of life.

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Comprehensive Hospital (Gold)

Non-Student Dependant

Our highest level of Hospital cover on services or treatments, to provide you with complete peace of mind.

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Limited Hospital (Bronze Plus)

Non-Student Dependant
For those seeking a sense of security, with some restricted benefits on services and procedures you are less likely to need.
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Intermediate Extras

Non-Student Dependant

A mid-range Extras cover, giving you cover for popular general Extras services required for day to day health management.

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Top Extras

Non-Student Dependant

Offers attractive overall limits, designed for those who are seeking security for an extensive range of services.

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Get in touch

If you would like to upgrade or purchase Non-Student Dependant cover, or have any additional questions, email us or call us on 1300 654 123.