What is dependant cover?
Children under the age of 18 are covered under Family or Sole Parent policies. Once they turn 18 they may be eligible to stay on your CBHS policy if they meet the definition for a Student Dependant or Non-Student Dependant.
Here’s how we define dependants
Dependant child
A person who is a child of a policy holder, under the age of 18, and does not have a partner. A Dependant child can be on any Family or Sole Parent cover.
Student Dependant
A Student Dependant is a child of the policy holder who does not have a partner, is aged 18 to 30 (inclusive), and is studying full-time at a school, college or university, or is a first or second year apprentice. They can remain on any Family or Sole Parent cover at no additional cost.
To declare your child as a Student Dependant simply log in to the Member Centre and select 'Student Declaration' under the 'My Account' tab and follow the instructions.
Non-Student Dependant
A child of a policy holder, who does not have a partner, is aged 18 to 30 (inclusive), and is not a full-time student at a school, college, or university, or a first or second year apprentice. Non-Student Dependants can be included on all available covers at an increased premium.
If your child stops studying, you can keep them on your policy as a Non-Student Dependant until they turn 31. Or help them to take our their own CBHS policy by calling us on 1300 654 123.
