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Hospital cover

Select the Hospital cover that suits your lifestyle and situation. We’re all different!

Private hospital cover gives you the choice of where and when you’ll be treated - such as in a private hospital - and who will treat you. We pay benefits towards the cost of your treatment and you get greater flexibility over your health needs.

Hospital Cover
Hospital cover options

Find the cover that suits you best.


Comprehensive Hospital (Gold)

Our highest level of Hospital cover for complete peace of mind in case the unexpected happens.
From
$
per week
Gold Hospital coverage
VIEW COVER DETAILS

Active Hospital (Silver Plus)

Peace of mind with cover for heart related services. You keep your premiums low by excluding services like pregnancy or hip & knee replacements which you may not need yet.
From
$
per week
Silver Hospital coverage
VIEW COVER DETAILS

Limited Hospital (Bronze Plus)

A mid-level cover that excludes services you may not need like pregnancy or hip & knee replacements.
From
$
per week
Bronze Hospital coverage
VIEW COVER DETAILS

Basic Plus Hospital

Choose your own doctor as a private patient in a shared room of a public hospital.
From
$
per week
Basic Hospital coverage
VIEW COVER DETAILS

*Price is for single in NSW, aged 30, with income $90,000.00 per year. Includes Australian Government Rebate on Private Health Insurance of 24.608%.
Price does not include Age-based Discount and assumes no Lifetime Health Cover loading. An excess of $750.00 applies.

Gold Silver Bronze Levels 4

How does Gold, Silver, Bronze and Basic work?

Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.

Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.

FIND OUT MORE

Looking for Extras cover?

Add Extras to your Hospital cover.

Extras cover

Extras cover provides benefits towards services like dental, optical, physio, chiro and alternative therapies not usually covered by Medicare.

View extras cover

Package cover

Package cover along with an array of benefits which are only available as part of our Package covers.

VIEW HOSPITAL & EXTRAS COVER
Government initiatives
Learn more about how the Government interacts with your health insurance.

Age-based discount

Making hospital cover more affordable for young Australians.

Medicare Levy Surcharge

Find your potential Medicare Levy Surcharge expenses based on your personal or combined income.

Lifetime Health Cover

Find when and how Lifetime Health Cover loading can affect you.

Australian Government Rebate

The Australian Government Private Health Insurance Rebate helps you save on your health insurance by offering you a rebate on your premium.

Private Health Insurance Reforms

Everything you need to know about the Australian Government's PHI Reforms initiative.
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