Hospital cover

Select the Hospital cover that suits your lifestyle and situation. We’re all different!

Private hospital cover gives you the choice of where and when you’ll be treated - such as in a private hospital - and who will treat you. We pay benefits towards the cost of your treatment and you get greater flexibility over your health needs.

Hospital Cover
Hospital cover options

Find the cover that suits you best.

Comprehensive Hospital (Gold)GOLD

Our highest level of Hospital cover for complete peace of mind in case the unexpected happens.

Gold Hospital coverage

    Active Hospital (Silver Plus)Silver +

    Peace of mind with cover for heart related services. You keep your premiums low by excluding services like pregnancy or hip & knee replacements which you may not need yet.

    Silver Hospital coverage

      Limited Hospital (Bronze Plus)Bronze +

      A mid-level cover that excludes services you may not need like pregnancy or hip & knee replacements.

      Bronze Hospital coverage

        Basic Plus HospitalBasic +

        Choose your own doctor as a private patient in a shared room of a public hospital.

        Basic Hospital coverage

          *Price is for single in NSW, aged 30, with income $90,000.00 per year. Includes Australian Government Rebate on Private Health Insurance of 24.608%.
          Price does not include Age-based Discount and assumes no Lifetime Health Cover loading. An excess of $750.00 applies.

          Gold Silver Bronze Levels 4

          How does Gold, Silver, Bronze and Basic work?

          Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.

          Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.

          FIND OUT MORE

          Looking for Extras cover?

          Add Extras to your Hospital cover.

          Extras cover

          Extras cover provides benefits towards services like dental, optical, physio, chiro and alternative therapies not usually covered by Medicare.

          View extras cover

          Hospital & Extras cover

          Hospital and Extras cover along with an array of benefits which are only available as part of our Package covers.