Hospital cover
Private hospital cover gives you the choice of where and when you’ll be treated - such as in a private hospital - and who will treat you. We pay benefits towards the cost of your treatment and you get greater flexibility over your health needs.
Find the cover that suits you best.
*Price is for single in NSW, aged 30, with income $90,000.00 per year.
Includes Australian Government Rebate on Private Health Insurance of
24.608%.
Price does not include Age-based Discount and assumes no
Lifetime Health Cover loading. An excess of $750.00 applies.
How does Gold, Silver, Bronze and Basic work?
Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.
Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.