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At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Health and Wellness Programs are available to support eligible members towards a healthier lifestyle. Each Health and Wellness Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Restricted services

There are three major categories of services in private health insurance: included, excluded or restricted.

Proudly not-for-profit since 1951

As a not-for-profit, member-owned health fund, we exist solely to serve our members. What does this mean for you? We pay members more in benefits than the industry average - and we've done so for the last decade1. Because providing quality, affordable health cover is our priority, now and into the future.

Restricted services

Understanding which services are restricted in your cover can help you plan more effectively for a hospital stay or medical treatment. Choosing the right hospital can minimise your out-of-pocket expenses.

Restricted services only attract partial benefits, which means you are only partially covered for those treatments or services.

These services or treatments might only attract the public hospital rate or something less than full benefits. They might only be covered if you stay in a public hospital (not a private hospital) as a private patient for the treatment. With restricted services, you may have to pay significant out-of-pocket expenses.