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Get a quote
CBHS Health logo
  • Health insurance
    • Types of cover
      • Hospital & Extras
      • Hospital cover
      • Extras cover
      • Packaged cover 
      • Ambulance cover
      • Dependant cover
    • Lifestage cover
      • Singles & couples
      • Families & sole parents
      • Mature families
      • Retirees
    • Why CBHS
      • Why join CBHS
      • Testimonials & stories
      • Member-owned fund
      • Why do I need private health insurance?
    • Health insurance explained
      • Check your eligibility
      • Switching health insurance providers
      • Waiting periods
      • Restricted services
      • Government initiatives
  • Member health
    • Health & wellbeing
      • About health & wellbeing
      • Healthy living
      • Events & resources
      • CommBank Health Hubs
    • Get care
      • About getting care
      • Before your hospital stay
      • Hospital in the home
      • Rehabilitate & recover
    • Managing your health
      • About managing your health
      • Services at home
      • Artificial aids & healthcare aids 
    • Health services
      • Health services A-Z
      • Common procedures
      • Find a service or hospital
  • Tools & support
    • Handy tools
      • Tax statement
      • Member discounts
      • Forms & downloads
      • CBHS mobile app
      • Going to hospital
    • How to
      • Pay my bill 
      • Refer a friend or family
      • How to claim
    • Updates
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      • Hospital search
      • Access Gap Cover
      • HICAPS provider search
      • Choice Network provider
  • Mind & body
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At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Our Better Living Programs are available to support eligible members towards a healthier lifestyle. Each Better Living Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Singles & couples

Get the essential coverage you need today without paying for what you don't. As a not-for-profit health fund, CBHS is dedicated to serving members. With us, you'll have the reassurance of being protected for unexpected life events. Plus, as your needs evolve, upgrading your cover in the future is a breeze^.

Singles and Couples

Common products for singles and couples

Each person's circumstance is unique. Use our quick quote tool to find the best option for you.

Starter Basic Plus Hospital

A basic level private Hospital cover which includes some common treatments for younger people and allows members to avoid the Medicare Levy Surcharge.

View cover details
Starts at
$
Per week, includes ambulance cover

Top benefits

  • IncludedMost affordable cover to avoid the Medicare Levy Surcharge
  • IncludedPrivate hospital coverage for accidents and some common treatments
  • IncludedEmergency ambulance cover included
  • IncludedIncludes cover for joint reconstructions
  • IncludedDental surgery covered~
PACKAGED WITH EXTRAS

KickStart (Basic Plus)

We’ve made choosing cover even easier with KickStart (Basic Plus), a cost-effective Hospital and Extras cover tailored for individuals seeking a handpicked selection of common services like dental and optical, without the need for pregnancy-related coverage.

View cover details
Starts at
$
Per week, includes ambulance cover
Select & Continue

Top benefits

  • IncludedPrivate hospital coverage for accidents and some common treatments
  • IncludedHernia & appendix cover
  • IncludedIncludes cover for joint reconstructions
  • IncludedDental surgery covered~
  • IncludedUnlimited preventative dental
  • IncludedGeneral dental
  • IncludedOptical
  • IncludedPhysio and chiro

Value Bronze Plus Hospital

A budget-friendly Hospital cover with various excess options that provides cover for common treatments as well as unexpected health needs like chemotherapy, lung and chest conditions.

View cover details
Starts at
$
Per week, includes ambulance cover

Top benefits

  • IncludedExcess options to fit different budgets
  • IncludedCoverage for back, neck, and spine
  • IncludedCancer-related cover for chemotherapy, radiotherapy and immunotherapy
  • IncludedGynaecology coverage included
  • IncludedPrivate hospital cover for common treatments

Need help?

Get a quick quote with coverage recommendations in just 30 seconds.

Why Join CBHS

Why join CBHS Health Fund?

Recommended

Trusted by CommBank

Trusted by CommBank

For more than seven decades, CBHS has been there for CommBank employees and their families with quality health cover and warm, caring service.

Give More Back

We give back more

We give back more

Over the past 10 years, CBHS Health has paid back on average over 90 cents in every dollar collected from premiums in member benefits2. It’s one of the advantages of being a not-for-profit health fund.

Thumbs Up

A track record of loyalty

A track record of loyalty

Our members enjoy being part of an exclusive fund that offers a combination of great value policies and warm, caring service. And we're proud that they choose to stay with us. In fact, CBHS has one of the highest member retention rates in the industry.1

Get more with CBHS

The CBHS Choice Network empowers members through access to a national network of optical and dental providers who reduce or remove the gap on selected services and treatments.

Our happy members

Our family has full private health with CBHS − always have and definitely always will now. CBHS helped my family immensely, mainly my mother who died of brain cancer a few years ago. Without the help of CBHS we would have lost our family home to pay for all the hospital and medical bills and my dad would have been forced to work rather than care for my mother in her final days. CBHS not only gave us peace of mind with finances but peace of mind with life, freeing us up to be with Mum.

Nicole M
Nicole M

Dental became much more affordable for us. We switched to your preferred providers and we had no out of pocket expense for the children's mouth guards, along with several other dental services ðŸ‘Œ. Safe sports, cool-coloured mouths and sustainability - and my daughter chose a biodegradable tree green mouth guard! Thanks CBHS.

manda-b
Manda B

^Waiting periods may apply
~
For dental surgery performed by a dentist rather than a medical practitioner we only pay benefits towards hospital charges. If the surgery is performed by a medical practitioner and Medicare benefits are payable, we will pay benefits towards the hospital and medical charges.

1
93.0% for CBHS Health compared to 86.4% across the industry. Data relates to the total gain or loss of members over the last two years, which takes into account consumers who take up Hospital membership and leave within that two-year period. Sourced from Pages 17-18 of Private Health Insurance Ombudsman State of the Health Funds Report 2022

2
90.7% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014-23

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The CBHS Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we gather, live and work. We pay our respect to First Nations peoples and their Elders, past and present.

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