Couples health insurance

Young couple

You’re young, healthy and active. Right now, you want an affordable policy to cover the basics. You can upgrade later.

Entry-level package with cover for emergencies like accidents and broken bones. Put your Extras benefits towards preventative and general dental, optical and, physio.

An affordable package for the fit and healthy. It includes private hospital cover for accidents and other commonly used hospital services, emergency ambulance, preventative & general dental, optical, physio, chiro and more.

Health conscious

You’ve been in the workforce a few years, you’re more aware of your health and you’re looking to start a family.

A mid-level package, ideal for the new or growing family, with cover for pregnancy and birth services and Extras like dental, optical, physio, chiro and host of other services.

Looking for quality

You want top quality cover with benefits that include a focus on wellness and healthy living.

Our highest level of Hospital cover for complete peace of mind in case the unexpected happens.

Our highest level of cover with unlimited preventative & general dental, high overall limits on major dental, optical, physio, chiro and a range of therapies, and access to wellness benefits to help manage your health.

Mature couple

You’re older and your healthcare needs are changing. You and your partner want protection from surprises and support to help you maintain your health.

Peace of mind with cover for heart related services. You keep your premiums low by excluding services like pregnancy or hip & knee replacements which you may not need yet.

Our highest level of packaged cover. All hospital related treatments with a Medicare item number are covered. High overall limits on an extensive range of Extras including dental, optical, physio and chiro, and a host of alternative therapies. Access to the internationally renowned Best Doctors program and generous limits on health management aids.

How does Gold, Silver, Bronze and Basic work?

Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.

Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.

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