At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Health and Wellness Programs are available to support eligible members towards a healthier lifestyle. Each Health and Wellness Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.
Government Rebates
If you have private health insurance, the Australian Government may offer a rebate based on your income to help make private health insurance more affordable.
What is the Australian Government Rebate on private health insurance?
The Australian Government Rebate on private health insurance (Rebate) is the amount the Government contributes each year to your private health insurance premiums. Most people claim the Rebate as a reduction in the premiums they pay to their private health insurer.
The other way to claim the Rebate is as a tax offset when you lodge your annual tax return. For more information about claiming your Rebate as a tax offset, visit the Australian Taxation Office (ATO) or call 132 861.
Am I eligible for the Rebate?
Your eligibility for the Rebate depends on your age and income. The higher your income, the lower the Rebate. If your income is higher than expected in any given year, you might need to repay some or all of the Rebate to the ATO after filing your annual tax return.
Rebate percentages from 1 April 2026
The family income threshold is increased by $1,500 for each MLS dependent child after the first child 2.
1 https://www.health.gov.au/news/phi-circulars/phi-1226-private-health-insurance-rebate-adjustment-factor-effective-1-april-2026
2 https://www.ato.gov.au/individuals-and-families/medicare-and-private-health-insurance/medicare-levy-surcharge/medicare-levy-surcharge-income-thresholds-and-rates
Claiming the Rebate
Most people claim this Rebate as a reduction in their insurance premiums. The Government pays the Rebate directly to the fund and you, the member, have your premiums reduced. To claim the Rebate as a reduction in your insurance premium, simply login to the Member Centre and select ‘Manage my rebate’ under the ‘Account’ tab to get started. If we require any additional information from you, we'll get in touch.