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  • Health insurance
    • Types of cover:
      • Hospital & Extras
      • Hospital cover
      • Extras cover
      • Packaged cover 
      • Ambulance cover
      • Dependant cover
    • Lifestage cover:
      • Singles health insurance
      • Couples health insurance
      • Families health insurance
      • Sole parent health insurance
    • Why CBHS:
      • Why join CBHS
      • Testimonials & stories
      • Member-owned fund
      • Why do I need private health insurance?
    • Health insurance explained:
      • Check your eligibility
      • Switching health insurance providers
      • Waiting periods
      • Restricted services
      • Government initiatives
  • Member health
    • Health & wellbeing:
      • About health & wellbeing
      • Healthy living
      • Events and resources
      • CommBank Health Hubs
    • Get care:
      • About getting care
      • Before your hospital stay
      • Clinical concierge
      • Hospital in the home
      • Rehabilitate and recover
    • Managing your health:
      • About managing your health
      • Better Living programs
      • Services at home
      • Best Doctors
      • Artificial aids and healthcare aids 
    • Health services:
      • Health services A-Z
      • Common procedures
      • Find a service or hospital
  • Tools & support
    • Handy tools:
      • Tax statement
      • Member discounts
      • Forms & downloads
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      • Going to hospital
    • How to:
      • Pay my bill 
      • Refer a friend or family
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      • Choice Network provider
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At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Our Better Living Programs are available to support eligible members towards a healthier lifestyle. Each Better Living Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Singles health insurance

Choose cover that suits your lifestyle and situation. Because we’re all different.

Belong to more and take control of your health insurance with cover that supports you when you need it.

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Young and healthy

You’re young, healthy and active with no plans for children right now. You want affordable health insurance to cover the essentials.

FlexiSaver (Basic Plus)

Entry-level package with cover for emergencies like accidents and broken bones. Put your Extras benefits towards preventative and general dental, optical and, physio.

KickStart (Basic Plus)

An affordable package for the fit and healthy. It includes private hospital cover for accidents and other commonly used hospital services, emergency ambulance, preventative & general dental, optical, physio, chiro and more

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Health focused

Your career is on track and your health is a priority. You’re looking for more than the basics, but you don’t need cover for pregnancy.

Limited Hospital (Bronze Plus)

A mid-level cover that excludes services you may not need like pregnancy or hip & knee replacements.

Intermediate Extras

A mid-level cover with generous benefits for dental, optical, physio, chiro and some therapies.
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Seeking quality

You’re looking after yourself and you want to maintain good health. You want quality coverage with a broad range of services that focus on health and wellbeing.

Active Hospital (Silver Plus)

Peace of mind with cover for heart related services. You keep your premiums low by excluding services like pregnancy or hip & knee replacements which you may not need yet. 

Comprehensive Hospital (Gold)

Our highest level of Hospital cover for complete peace of mind in case the unexpected happens.

Top Extras

Our highest level of cover with unlimited preventative & general dental, high overall limits on major dental, optical, physio, chiro and a range of therapies, and access to wellness benefits to help manage your health.
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Mature singles

You want the best cover we can offer to protect and promote your health.

Comprehensive Hospital (Gold)

Our highest level of Hospital cover for complete peace of mind in case the unexpected happens.

Top Extras

Our highest level of cover with unlimited preventative & general dental, high overall limits on major dental, optical, physio, chiro and a range of therapies, and access to wellness benefits to help manage your health.
Gold Silver Bronze Levels 1

How does Gold, Silver, Bronze and Basic work?

Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.

Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.

FIND OUT MORE

Government initiatives
Learn how the government interacts with your health insurance.

Age-based discount

Making hospital cover more affordable for young Australians.

Medicare Levy Surcharge

Find your potential Medicare Levy Surcharge expenses based on your personal or combined income.

Lifetime Health Cover

Find when and how Lifetime Health Cover loading can affect you.

Australian Government Rebate

The Australian Government Rebate on private health insurance helps you save on your health insurance by offering you a rebate on your premium. 

Private Health Insurance Reforms

Everything you need to know about the Australian Government's PHI Reforms initiative.
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The CBHS Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we gather, live and work. We pay our respect to First Nations peoples and their Elders, past and present.

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