Our range of simple Hospital Cover

Compare our Hospital Cover to find coverage that will suit you best.

Compare our Hospital Cover against your needs

  • Public Hospital Access
  • Private Hospital Access
  • Daily Co-Payment Option
  • Designed to give you the choice of your own doctor when receiving treatment as a private patient in a shared room of a public hospital.

  • Shared-room

  • Nil,or $500

  • Designed to cover most eventualities with some restricted benefits on services and treatments for things you are less likely to need.

  • Including private room for non-restricted services

  • For non-restricted services

  • Nil, $70 or $100

  • A high-level of cover with exclusions for a small number of procedures to match your life stage.

  • Including private room for non-restricted services

  • For a wide range of services

  • $100

  • A high-level of cover with exclusions for a small number of procedures to match your life stage.

  • Including private room for non-restricted services

  • for non-restricted services

  • Nil, $70 or $100

Hospital Procedures Covered

  1. Covered in private agreement
    hospitals and public hospitals.
  2. RRestricted
  3. Exclusions
    (not covered)
  • Accident related treatments
  • Removal of kidney stones & gall stones
  • Removal of appendix
  • Colonoscopies gastroscopies
  • Cancer treatment (eg. chemotherapy)
  • Major eye surgery
  • Hip & knee joint replacement
  • Back surgery (eg. spinal fusion)
  • Assisted reproductive services (eg. IVF, GIFT)
  • Pregnancy related services
  • Cardiothoracic services (heart and lung related)
  • Bariatric services (e.g. gastric banding)
  • Cosmetic Services

Other Plan Inclusions

  • Emergency Ambulance Transport
  • Medicare Levy Surcharge Compliant
  • Access Gap Cover
  • Choice of Doctor
  • Member Discounts
  • Hospital Substitute Treatment
  • Better Living Program
  • 24/7 Online Claiming
  • Extra Cover Available?
  • Need more information?

Waiting Periods

  • Pre-Existing Conditions
  • Pregnancy / Obstetrics
  • All Other Treatments
  • Accidents & Ambulance
  • Need more information?

Some of the benefits of Hospital Cover with CBHS

Chronic Disease Management Program

Health programs that can help you lose weight, quit smoking, and manage chronic illness.

An award-winning Member Care Team

Our Member Care team is here to support you every step of the way.

Hospital in the Home Program

Professional care at your door – reduce recovery time and heal in the comfort of your own home.

What Our Members Think

I joined as a CBHS member in 1978. Through many health events and challenges CBHS has always been there for me and my family. Their exceptional service over this time has always been appreciated.

- Jenny J

What Our Members Think

I've not long joined CBHS from another fund, but so far I've been impressed by the super helpful and friendly staff, the higher claim limits and rebates at a very competitive premium, and how easy it is to lodge manual claims through the app. Thanks CBHS - you've won me over! 😃

- Jessica B

What Our Members Think

What I love about CBHS is their customer service - friendly staff and always ready to help and email you the information you ask about. Keep up the great work!!!

- Linda S

What Our Members Think

I love CBHS as its so so easy to lodge a claim and whenever i need a question answered friendly consultant is one phone call away. The phone back option instead of waiting is brilliant!

- Rachel N

What Our Members Think

I have been with CBHS since I began at CBA 15 years ago...Now I have three beautiful children, one who has a disability. Our top extras cover has been really essential for his early intervention. I do love the ease of claiming online.

- Annette E

What Our Members Think

I am relatively new to CBHS and am loving it already. I worked for a CBA subsidiary a long time ago but was still eligible to join. So much better that the for-profit funds - our premium is only a little more and we pay a lower co-contribution and get great benefits. I am loving the massage rebate for my partner and gym rebate for me!

- David G

What Our Members Think

I'm extremely happy with CBHS! I have been a customer for about six years. I think the price is reasonable. And i would refer you to my family and friends any day. Thank you CBHS!!!

- Karen W

What Our Members Think

Love CBHS as I never have to doubt that they've got my back when I need it. Been through other insurers who have limited options or limits, yet cost the same or more.

- Mark F


When deciding if this product is right for you, please refer to the CBHS Health Benefit Fund Rules. This information should be read carefully and retained.