At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Our Better Living Programs are available to support eligible members towards a healthier lifestyle. Each Better Living Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.
Most Australians with private health insurance currently receive the Australian Government Rebate on private health insurance to help cover the cost of their premiums. The private health insurance rebate is income tested, and there are four tiers of rebate percentage that can be applied depending on your age and annual household income.
The income thresholds on which the rebate is applied, are changing as of 1 July 2023. That means members may benefit from claiming a higher rebate percentage, which makes their premiums more affordable. This is the first time in several years that the income thresholds have changed.
These income threshold changes also apply to the Medicare Levy Surcharge (MLS). Australians who do not have private Hospital cover and who earn above a certain income are required to pay the MLS. You can see if MLS applies to you on the privatehealth.gov.au website.
If you currently receive the private health insurance rebate, you’ll need to check the new income thresholds to see if your tier has changed. You may be entitled to a higher rebate.
If your tier has changed and you claim the rebate as a reduced premium, you’ll need to update your tier in the CBHS Member Centre (My account > Manage my rebate) or by calling us on 1300 654 123. This can only be done after 30 June 2023.
Note that if you do decide to change your rebate, the change will be effective from the day after your ‘paid-to’ date and can’t be backdated.
- If you’ve nominated a higher tier than your actual income, you will receive a lower rebate than you’re entitled to. If that happens, you will receive a tax offset through your income tax return for that financial year.
- If you have nominated a lower tier than your actual income you may be required to refund the overpaid rebate through your tax return.