CBHS Health logo
  • Health insurance
    • Types of cover
      • Hospital & Extras
      • Hospital cover
      • Extras cover
      • Packaged cover 
      • Ambulance cover
      • Dependant cover
      • GET A QUOTE
    • Lifestage cover
      • Singles & couples
      • Families & sole parents
      • Mature families
      • Retirees
    • Why CBHS
      • Why join CBHS
      • Testimonials & stories
      • Member-owned fund
      • Why do I need private health insurance?
    • Health insurance explained
      • Check your eligibility
      • Switching health insurance providers
      • Waiting periods
      • Restricted services
      • Government initiatives
  • Member health
    • Health & wellbeing
      • About health & wellbeing
      • Healthy living
      • Events & resources
      • CommBank Health Hubs
    • Get care
      • About getting care
      • Before your hospital stay
      • Hospital in the home
      • Rehabilitate & recover
    • Managing your health
      • About managing your health
      • Services at home
      • Artificial aids & healthcare aids 
    • Health services
      • Health services A-Z
      • Common procedures
      • Find a service or hospital
  • Tools & support
    • Handy tools
      • Tax statement
      • Member discounts
      • Forms & downloads
      • CBHS mobile app
      • Going to hospital
    • How to
      • Pay my bill 
      • Refer a friend or family
      • How to claim
    • Updates
      • CBHS news
      • Service updates
    • Find a provider
      • Hospital search
      • Access Gap Cover
      • HICAPS provider search
      • Choice Network provider
  • Mind & body
  • Call
Member login icon Login
Get a quote
CBHS Health logo
  • Health insurance
    • Types of cover
      • Hospital & Extras
      • Hospital cover
      • Extras cover
      • Packaged cover 
      • Ambulance cover
      • Dependant cover
    • Lifestage cover
      • Singles & couples
      • Families & sole parents
      • Mature families
      • Retirees
    • Why CBHS
      • Why join CBHS
      • Testimonials & stories
      • Member-owned fund
      • Why do I need private health insurance?
    • Health insurance explained
      • Check your eligibility
      • Switching health insurance providers
      • Waiting periods
      • Restricted services
      • Government initiatives
  • Member health
    • Health & wellbeing
      • About health & wellbeing
      • Healthy living
      • Events & resources
      • CommBank Health Hubs
    • Get care
      • About getting care
      • Before your hospital stay
      • Hospital in the home
      • Rehabilitate & recover
    • Managing your health
      • About managing your health
      • Services at home
      • Artificial aids & healthcare aids 
    • Health services
      • Health services A-Z
      • Common procedures
      • Find a service or hospital
  • Tools & support
    • Handy tools
      • Tax statement
      • Member discounts
      • Forms & downloads
      • CBHS mobile app
      • Going to hospital
    • How to
      • Pay my bill 
      • Refer a friend or family
      • How to claim
    • Updates
      • CBHS news
      • Service updates
    • Find a provider
      • Hospital search
      • Access Gap Cover
      • HICAPS provider search
      • Choice Network provider
  • Mind & body
Member login icon Login GET A QUOTE
  • Home
  • Health insurance
  • Families & sole parents

At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Our Better Living Programs are available to support eligible members towards a healthier lifestyle. Each Better Living Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Families & sole parents

We love families – whatever shape or form! Whether you’re a sole parent, mum and dad, two dads, two mums, growing or grown, we’ve got cover designed with your situation in mind.

As a not-for-profit health fund, CBHS is committed to providing value to members through generous benefits, wellbeing programs1, and a preferred dental and optical provider network. Plus, as your life changes, it's simple to adjust your coverage up or down to meet your evolving needs2.


Families

Common products for families and sole parents

Each family's circumstance is unique. Use our quick quote tool to find the best option for yours.

Everyday Silver Plus Hospital

A mid-level Hospital cover offering the comfort of knowing there's coverage for treatments such as heart and vascular, and rehabilitation services. We've excluded high-cost services such as pregnancy and joint replacement to help keep things more cost-effective.

View cover details
Starts at
$
Per week, includes ambulance cover

Top benefits

  • IncludedA mid-level Hospital cover with economical premiums
  • IncludedIncludes heart and vascular system
  • IncludedAccess to rehabilitation services
  • IncludedCoverage for kidney, bladder, and digestive system included
  • IncludedMale reproductive system cover included

Advanced Silver Plus Hospital

A premium Hospital cover developed for mature adults, established families, or anyone else seeking a high level of protection while excluding services like pregnancy, birth, and weight loss surgery.

View cover details
Starts at
$
Per week, includes ambulance cover

Top benefits

  • IncludedComprehensive Hospital cover for those who don’t need pregnancy cover
  • IncludedJoint replacement surgeries included
  • IncludedCover for eye and cataract procedures
  • IncludedIncludes heart and vascular system
  • IncludedEnjoy peace of mind with a high Hospital cover

Complete Gold Hospital

Our highest level of Hospital cover, offering more peace of mind and confidence. This comprehensive option offers flexibility with various excess options. It's ideal for those adding to their family or seeking top-tier protection.

View cover details
Starts at
$
Per week, includes ambulance cover

Top benefits

  • IncludedFlexible excess options (Starting at $0)
  • IncludedComprehensive pregnancy and birth cover
  • IncludedCover for weight loss surgery included
  • IncludedIncludes heart and vascular system
  • IncludedCover for hospital psychiatric services

Need help?

Get a quick quote with coverage recommendations in just 30 seconds.

Families & sole parents

Why join CBHS Health Fund?

Recommended

Trusted by CommBank

Trusted by CommBank

For more than seven decades, CBHS has been there for CommBank employees and their families with quality health cover and warm, caring service.

Give More Back

We give back more

We give back more

Over the past 10 years, CBHS Health has paid back on average over 90 cents in every dollar collected from premiums in member benefits3. It’s one of the advantages of being a not-for-profit health fund.

Thumbs Up

A track record of loyalty

A track record of loyalty

Our members enjoy being part of an exclusive fund that offers a combination of great value policies and warm, caring service. And we're proud that they choose to stay with us. In fact, CBHS has one of the highest member retention rates in the industry.4

Get more with CBHS

The power of a network

The CBHS Choice Network empowers members through access to a national network of optical and dental providers who reduce or remove the gap on selected services and treatments.
Find Out More

Our happy members

Dental became much more affordable for us. We switched to your preferred providers and we had no out of pocket expense for the children's mouth guards, along with several other dental services 👌. Safe sports, cool-coloured mouths and sustainability - and my daughter chose a biodegradable tree green mouth guard! Thanks CBHS.

manda-b
Manda B

Our family has full private health with CBHS − always have and definitely always will now. CBHS helped my family immensely, mainly my mother who died of brain cancer a few years ago. Without the help of CBHS we would have lost our family home to pay for all the hospital and medical bills and my dad would have been forced to work rather than care for my mother in her final days. CBHS not only gave us peace of mind with finances but peace of mind with life, freeing us up to be with Mum.

Nicole M
Nicole M

1Eligibility criteria apply

2Waiting periods may apply

390.7% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014-23

493.0% for CBHS Health compared to 86.4% across the industry. Data relates to the total gain or loss of members over the last two years, which takes into account consumers who take up Hospital membership and leave within that two-year period. Sourced from Pages 17-18 of Private Health Insurance Ombudsman State of the Health Funds Report 2022

  • Health insurance
      • Extras cover
      • Packaged cover 
      • Ambulance cover
      • Why join CBHS
      • Member-owned fund
  • Member health
      • Healthy living
      • About getting care
      • About managing your health
      • Health services A-Z
      • Mind & body
  • Tools & support
      • How to claim
      • Tax statement
      • Member discounts
      • Forms & downloads
      • Pay my bill 
      • Find a provider
  • CBHS Corporate
  • CBHS International
  • Contact us
  • About us
  • Careers
  • Disputes & complaints
  • For providers

The CBHS Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we gather, live and work. We pay our respect to First Nations peoples and their Elders, past and present.

Got a question?

No problem, we're here to help.

CareyCarey
Minimise chatbot
Close
  • apple app store
  • google play store
CBHS Health logo
A Member Health Fund
  • Glossary
  • FAQ
  • Terms of use
  • Privacy policy

Copyright © 2025 CBHS Health Fund Limited ABN 87 087 648 717