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Sole parent health insurance

Choose cover that suits you and your dependants. Because we’re all different.

We’ll help you take care of your family when you need it most.

Family - Adult Children

Treat yourself... to 6 weeks free

Join today on both Hospital and Extras and get 6 weeks free PLUS all waits waived on Extras1. T&Cs apply.

Limited time only - ends 29 May 2022.
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Young sole parent

You’re budget conscious, looking for cover for you and your dependants. You want the basics as well as essential services you'll use on a regular basis.

KickStart (Basic Plus)

An affordable package for the fit and healthy. It includes private hospital cover for accidents and other commonly used hospital services, emergency ambulance, preventative & general dental, optical, physio, chiro and more

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Health-focused

You have one or more older children and you want quality cover for more than just the basics. Your growing children have changing needs and you’re looking for new ways to protect them.

Limited Hospital (Bronze Plus)

A mid-level cover that excludes services you may not need like pregnancy or hip & knee replacements.

Intermediate Extras

A mid-level cover with generous benefits for dental, optical, physio, chiro and some therapies.
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Seeking quality

You want a high level of protection for you and your dependants with a broad range of quality services that focus on healthy living and wellbeing.

Active Hospital (Silver Plus)

Peace of mind with cover for heart related services. You keep your premiums low by excluding services like pregnancy or hip & knee replacements which you may not need yet. 

Comprehensive Hospital (Gold)

Our highest level of Hospital cover for complete peace of mind in case the unexpected happens.

Top Extras

Our highest level of cover with unlimited preventative & general dental, high overall limits on major dental, optical, physio, chiro and a range of therapies, and access to wellness benefits to help manage your health.
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Peace of mind

You want the highest level of cover for you and your children. You’re less concerned with budget and only the most comprehensive package will meet your requirements.

Prestige (Gold)

Our highest level of packaged cover. All hospital related treatments with a Medicare item number are covered. High overall limits on an extensive range of Extras including dental, optical, physio and chiro, and a host of alternative therapies. Access to the internationally renowned Best Doctors program and generous limits on health management aids.

How does Gold, Silver, Bronze and Basic work?

Hospital insurance can be broken down into four tiers: Gold, Silver, Bronze and Basic. Each tier has a minimum list of Government mandated categories of hospital treatments and services that they must include for example, for a policy to be called “Gold”, it must cover all 38 categories of treatments and services.

Health funds can also choose to go above and beyond the list by including more categories in their products than the bare minimum. If so, there is the option to add a “plus” after the name of the cover, i.e. “Bronze Plus Hospital”, to show that the product includes more than the minimum.

FIND OUT MORE

Government initiatives
Learn how the government interacts with your health insurance.

Age-based discount

Making hospital cover more affordable for young Australians.

Medicare Levy Surcharge

Find your potential Medicare Levy Surcharge expenses based on your personal or combined income.

Lifetime Health Cover

Find when and how Lifetime Health Cover loading can affect you.

Australian Government Rebate

The Australian Government Private Health Insurance Rebate helps you save on your health insurance by offering you a rebate on your premium.

Private Health Insurance Reforms

Everything you need to know about the Australian Government's PHI Reforms initiative.
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