At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Health and Wellness Programs are available to support eligible members towards a healthier lifestyle. Each Health and Wellness Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.
Changes to income thresholds for the Australian Government Rebate on private health insurance
The Australian Government Rebate on private health insurance is designed to help reduce the cost of premiums, and encourage Australians to hold private health cover. This rebate is income tested, and most people claim the rebate as a reduction in the premiums they pay to their health fund. The other way to claim the rebate is as a tax offset when you lodge your annual tax return.
From 1 July 2026, the new rebate percentage will be as follows
What do you need to do?
You’ll need to check whether your rebate tier will change, based on the new income thresholds. If you need to update your tier, you can do this in the Member Centre or by calling us, from 1 July 2026.
Medicare Levy Surcharge
These income thresholds are also used to calculate the Medicare Levy Surcharge (MLS), which is a levy Australians pay if they earn above a certain income and don’t have private Hospital cover. The MLS is calculated when you submit your tax return each year. You’ll be advised on any surcharge you need to pay when you receive your notice of assessment from the Australian Tax Office (ATO).
More information and help
To learn more, check out our FAQs page. You can find more details of these changes at the following Australian Government website.
Private health insurance rebate
If you still have questions, please contact us at help@cbhs.com.au or 1300 654 123 Monday - Friday during business hours.
Proposed changes to the rebate for Australians aged 65 and over
The Federal Budget announcement in May 2026 included planned changes to the Australian Government Rebate on private health insurance (rebate) for those aged 65 and older, however legislation is yet to be passed. Read more details here.
The above information is intended for general information purposes only. It has been prepared without taking into account your objectives, financial situation or needs. The information provided should not be relied upon as financial advice and does not supersede or replace a consultation with a suitably qualified professional.